Mobile App Privacy

Wauna Credit Union Business and Retail Mobile App (Android and iOS)

Geolocation Information. Our online and mobile banking app periodically collects, transmits, and uses geolocation information to support features that prevent fraudulent card use, locate the nearest branch or Co-Op ATM, and provide alerts, but only if you expressly authorize collection of such information. You may choose whether geolocation information can be monitored on a continuous basis in the background, only while the app is being used, or not at all. You can change your location permissions at any time in your device settings.”

Wauna Credit Union’s mobile app collects;

  • Location – Used for geofencing and beacon scanning essential for advertising/marketing campaign delivery
  • UserID – We a random user GUID upon initial app access, which is later used during every connection. This GUID is unique for each device/app and changes after every app reinstall. This ID is used for identifying a user and sending campaigns.
  • Product Interaction – We track user’s app entry, app exit, and pages viewed within the app.
  • Name – We collect your first name for product personalization purposes.

Offline Privacy Policy

FACTS

What does Wauna Federal Credit Union do with your personal information?

Why
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances

  • credit history and credit scores

  • income and transaction history

How
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Wauna Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Wauna Federal

Credit Union share?

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes

No

For our marketing purposes – to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

Yes

Yes

For our affiliates’ everyday business purposes – information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes – information about your creditworthiness

No

We don’t share

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don’t share

 Questions?

 Call toll-free (800) 773-3236 - our menu will prompt you through your choice(s) or

Please note:

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

 However, you can contact us at any time to limit our sharing.

What we do

How does Wauna Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Wauna Federal Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or pay your bills

  • use your credit or debit card or apply for financing

  • show your driver's license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a Wauna Services LLC and Wauna Investment Services name.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Wauna Federal Credit Union does not share with our nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial advisors, investment companies and insurance companies.

 

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