Your really local credit union

Personal LoansWoman holding picture

A loan when you need it most


Wauna Credit Union offers Personal Loans for any number of reasons, and we have a variety of offerings, from Lifestyle Loans, Personal Loans and Lines of Credit, and even EZ$, when you need money now.


Personal Loan Types Apply 24/7

current Rates   Apply now


Our new EZ$ Loan Gives You Money Fast

When you need money fast, we offer a new solution.  These no underwriting loans are now available for $1,100 ($1,010 into your account and a prepaid $90 finance charge) at all Wauna Credit Union branches. In most instances, members will have their loan in hand in 30 minutes or less! These loans are a great way to build your credit.*


  • Borrow $1,100 in less than 30 minutes!
  • Easy Streamlined Application
  • No interest, only a $90 prepaid finance charge
  • Apply at any branch, or over the phone

*The EZ$ total loan amount is $1,100, which includes a one-time $90 finance charge (assessed during the loan approval process and added to the Loan). The Total Loan Amount disbursed to the member will be $1,010. Direct deposit is required to qualify for this loan. Contact Wauna Credit Union for other terms or conditions which may apply. Membership with Wauna CU is required; visit waunafcu.org for member eligibility details.    



Lifestyle Loans

We offer affordable loans to support nearly every lifestyle. If you have a specific or unexpected need that requires financial support, our Lifestyle Improvement loan may be right for you.


Lifestyle Improvement Loan Options:


  • Medical, Dental, Cosmetic Surgery, Fertility treatments, Adoption services
  • Household furnishings, Landscaping, Home repairs, Property taxes
  • Education, college tuition, books, room & board
  • Weddings, Honeymoons, Jewelry
  • Vacations & Travel
  • Consolidating Debts
  • Computers, Band equipment, Bicycles
  • Moving expenses, Funerals, Auto repairs, Vet bills
  • Many other options will be considered – Just ask!

Lifestyle Improvement Loan Terms:


  • Predetermine the loan amount
  • Borrow on the strength of your credit with no collateral required
  • Fixed, affordable payments on a regular schedule so you can manage your cash flow
  • Easy payments using direct deposit or payroll deduction

Certain restrictions apply. Not all applicants will qualify. Wauna Credit Union membership is required.


Call for more information: 800-773-3236