Personal Loans
A Loan When You Need It Most
Wauna Credit Union offers Personal Loans for any number of reasons, and we have a variety of offerings, from Lifestyle Loans, Personal Loans and Lines of Credit, and even Easy Money Loan, when you need money now.
Personal Loan Types Apply 24/7
- Secured & Unsecured
- Lines of Credit
- Lifestyle Loans
- Easy Money Loans
Our Easy Money Loan Gives You Money Fast
When you need money fast, we offer a new solution. These no underwriting loans are now available for $1,100 ($1,010 into your account and a prepaid $90 finance charge) at all Wauna Credit Union branches. In most instances, members will have their loan in hand in 30 minutes or less! These loans are a great way to build your credit.*
- Borrow $1,100 with the Easy Money Loan in less than 30 minutes!
- Easy Streamlined Application
- No interest, only a prepaid finance charge of $90
- Apply at any branch, online, or over the phone
*The Easy Money Loan is for a total amount of $1,100 with 12 monthly payments of approximately $92. A one-time Pre-paid Finance Charge of $90 will be added into the loan total (the Effective Annual Percentage Rate is approximately 16.70%, depending upon the loan payment due date). Certain terms and conditions apply, including a requirement for Direct Deposit. Contact Wauna Credit Union for more information. Membership with Wauna Credit Union is required; visit waunafcu.org for member eligibility details. The Easy Money loan may be discontinued at any time without notice.
Lifestyle Loans
We offer affordable loans to support nearly every lifestyle. If you have a specific or unexpected need that requires financial support, our Lifestyle Improvement loan may be right for you.
Lifestyle Improvement Loan Options:
- Medical, Dental, Cosmetic Surgery, Fertility treatments, Adoption services
- Household furnishings, Landscaping, Home repairs, Property taxes
- Education, college tuition, books, room & board
- Weddings, Honeymoons, Jewelry
- Vacations & Travel
- Consolidating Debts
- Computers, Band equipment, Bicycles
- Moving expenses, Funerals, Auto repairs, Vet bills
- Many other options will be considered – Just ask!
Lifestyle Improvement Loan Terms:
- Predetermine the loan amount
- Borrow on the strength of your credit with no collateral required
- Fixed, affordable payments on a regular schedule so you can manage your cash flow
- Easy payments using direct deposit or payroll deduction
Certain restrictions apply. Not all applicants will qualify. Wauna Credit Union membership is required.