Your really local credit union

Personal LoansRebate

A loan when you need it most


Wauna Credit Union offers Personal Loans for any number of reasons, and we have a variety of offerings, from Lifestyle Loans, Personal Loans and Lines of Credit, and even Instant Loans, when you need money now.


Personal Loan Types Apply 24/7


current Rates   Apply now


Roll Into Rebates

Want a break on your monthly payments, and a little extra cash back into your pocket? Wauna Credit Union is here to help. From today through the end of April refinance any consumer loan, including auto, truck, ATV with WCU and you can get a cash rebate and no payments for 60 days. You can even consolidate your unsecured debt like a personal line of credit or credit card debt.^

  • No Payments for 60 Days!
  • 1% Cash Rebated based on the total loan amount!
  • WCU will even pay any applicable title transfer fee

^Upon loan approval, current and new Wauna CU members who refinance a loan currently financed elsewhere to Wauna Credit Union qualify to receive: 1. an immediate Cash Rebate equal to 1% of the approved loan value 2. 60-Days No Payments (interest will continue to accrue during the 60-day period); and, 3. Wauna CU will pay the vehicle title transfer fee up to $100 (member is responsible to pay any additional amount). Qualifying Loans: Auto, Truck, SUV, Van, Motor home, trailer, boat, watercraft, motorcycles, side-by-sides, quads, and unsecured loans such as home furnishings, tuition, personal loans, etc.). Minimum loan amount to qualify for special terms: $2,000; Maximum rebate allowed is $500 per qualifying loan. These special, promotional financing terms end at close of business April 30, 2019. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Note: the promotional cash rebate paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. Membership with Wauna CU required to be eligible for this special offer. 


Our new EZ$ Loan Gives You Money Fast

When you need money fast, we offer a new solution.  These no underwriting loans are now available for $1,100 ($1,010 into your account and a prepaid $90 finance charge) at all Wauna Credit Union branches. In most instances, members will have their loan in hand in 30 minutes or less! These loans are a great way to build your credit.*


  • Borrow $1,100 in less than 30 minutes!
  • Easy Streamlined Application
  • No interest, only a $90 prepaid finance charge
  • Apply at any branch, or over the phone

*The EZ$ total loan amount is $1,100, which includes a one-time $90 finance charge (assessed during the loan approval process and added to the Loan). The Total Loan Amount disbursed to the member will be $1,010. Direct deposit is required to qualify for this loan. Contact Wauna Credit Union for other terms or conditions which may apply. Membership with Wauna CU is required; visit waunafcu.org for member eligibility details.    



Lifestyle Loans

We offer affordable loans to support nearly every lifestyle. If you have a specific or unexpected need that requires financial support, our Lifestyle Improvement loan may be right for you.


Lifestyle Improvement Loan Options:


  • Medical, Dental, Cosmetic Surgery, Fertility treatments, Adoption services
  • Household furnishings, Landscaping, Home repairs, Property taxes
  • Education, college tuition, books, room & board
  • Weddings, Honeymoons, Jewelry
  • Vacations & Travel
  • Consolidating Debts
  • Computers, Band equipment, Bicycles
  • Moving expenses, Funerals, Auto repairs, Vet bills
  • Many other options will be considered – Just ask!

Lifestyle Improvement Loan Terms:


  • Predetermine the loan amount
  • Borrow on the strength of your credit with no collateral required
  • Fixed, affordable payments on a regular schedule so you can manage your cash flow
  • Easy payments using direct deposit or payroll deduction

Certain restrictions apply. Not all applicants will qualify. Wauna Credit Union membership is required.


Call for more information: 800-773-3236