Personal Loans

A loan when you need it most

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Wauna Credit Union offers Personal Loans for any number of reasons, and we have a variety of offerings, from Lifestyle Loans, Personal Loans and Lines of Credit, and even EZ$, when you need money now.

Personal Loan Types Apply 24/7

 

current Rates   Apply now

 


Our EZ$ Loan Give You Money Fast

When you need money fast, we offer a new solution.  These no underwriting loans are now available for $1,100 ($1,010 into your account and a prepaid $90 finance charge) at all Wauna Credit Union branches. In most instances, members will have their loan in hand in 30 minutes or less! These loans are a great way to build your credit.*

  • Borrow $1,100 with the EZ$ in less than 30 minutes!
  • Easy Streamlined Application
  • No interest, only a prepaid finance charge of $90
  • Apply at any branch, online, or over the phone
 

*The EZ$ Loan is for a total amount of $1,100 with 12 monthly payments of approximately $92. A one-time Pre-paid Finance Charge of $90 will be added into the loan total (the Effective Annual Percentage Rate is approximately 16.70%, depending upon the loan payment due date). Certain terms and conditions apply, including a requirement for Direct Deposit. Contact Wauna Credit Union for more information. Membership with Wauna Credit Union is required; visit waunafcu.org for member eligibility details. The EZ$ loan may be discontinued at any time without notice.


Lifestyle Loans

We offer affordable loans to support nearly every lifestyle. If you have a specific or unexpected need that requires financial support, our Lifestyle Improvement loan may be right for you.

Lifestyle Improvement Loan Options:

  • Medical, Dental, Cosmetic Surgery, Fertility treatments, Adoption services
  • Household furnishings, Landscaping, Home repairs, Property taxes
  • Education, college tuition, books, room & board
  • Weddings, Honeymoons, Jewelry
  • Vacations & Travel
  • Consolidating Debts
  • Computers, Band equipment, Bicycles
  • Moving expenses, Funerals, Auto repairs, Vet bills
  • Many other options will be considered – Just ask!

Lifestyle Improvement Loan Terms:

  • Predetermine the loan amount
  • Borrow on the strength of your credit with no collateral required
  • Fixed, affordable payments on a regular schedule so you can manage your cash flow
  • Easy payments using direct deposit or payroll deduction

Certain restrictions apply. Not all applicants will qualify. Wauna Credit Union membership is required.


Call for more information: 800-773-3236

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