Fee Schedule
Effective August 11, 2023
Bill Pay |
|
Account to Account Transfers (Fee disclosed prior to sending funds.) |
Varies |
Person to Person Transfers (Fee disclosed prior to sending funds.) |
Varies |
Cards |
|
Card payment by phone | $15.00 Per Transaction |
---|---|
CO-OP ATM Withdrawals (Fees may be assessed by ATM owner, not WCU.) |
$0.00 Per Withdrawal |
Gift Cards (Other card fees apply and disclosed with purchase) |
$4.00 Per Card |
Non-CO-OP ATM withdrawals | $2.50 Per Transaction |
Replacement Card Fee | $10.00 Per Card |
Travel Cards (Other card fees apply and disclosed with purchase) |
$5.00 Per Card |
Visa Card Rush Replacement | $50.00 Per Card |
Checking Account |
|
Classic & Go Green Checking Account | Free |
Premier Checking Account (If balance falls below $1,000 during the month.) |
$10.00 Monthly |
Fresh Start Checking Account | $5.00 Monthly |
Senior Checking (Age 60 and over w/direct dep) | $0.00 Monthly |
Share Club Account | $10.00 Monthly |
Share Club Senior (Age 60 and over) | $8.00 Monthly |
Check/Draft |
|
Cashier's Check | $3.00 Per Check |
Check Orders | Varies |
Temporary Checks | $2.00 for 4 Checks |
Copies |
|
Check Copy from deposit | $5.00 Per Item |
Check/Draft Copy | $3.00 Per Item |
Credit Card Statement Copy | $5.00 Per Copy |
History Copy | $3.00 Per Copy |
Photocopy | $1.00 Per Page |
Statement | $3.00 Per Page |
Overdraft |
|
Overdraft/NSF Fee | $35.00 Per Overdraft |
Overdraft Transfer | Free |
Safe Deposit Boxes |
|
3” x 5” Box | $35.00 Annually |
3” x 10” Box | $50.00 Annually |
5” x 10” Box | $60.00 Annually |
10” x 10” | $85.00 Annually |
Services |
|
Account Closure (w/in 90 days) | $10.00 Per Account |
Account Research/Balancing/Bill Pay (min 1 hr) | $45.00 Per Hour |
CarFax | $20.00 Per Item |
Collection (Domestic/Foreign) | $50.00 Per Collection |
Consumer Loan Interest Rate Modification | $75.00 Per Modification |
Deposit Adjustment (ATM, RDC, etc.) | $5.00 Per Item |
Deposit Adjustment at non-WCU location | $10.00 Per Item |
Dormant Account (12 mos inactivity) | $10.00 Monthly |
Fax Transmission (Incoming/Outgoing) | $1.00 Per Page |
Fax Transmission Foreign | $7.00 Per Page |
Foreign Currency | $7.00 Per Order |
Foreign Currency Next Day Delivery | $17.00 Per Order |
Foreign Currency Overnight Delivery | $20.00 Per Order |
Holiday Club Early Withdrawal | $2.00 Per Withdrawal |
IRA/HSA Account Closure (External transfer) | $30.00 Per Closure |
IRA/HSA Account Closure (w/in 180 days) | $25.00 Per Closure |
Legal Process Fee (Garnishment/Levy) | $125.00 Per Item |
Line of Credit Annual Fee | $35.00 Annually |
Line of Credit Over the Limit Fee | $25.00 Per Item |
Low Balance Fee (Single service accounts < $300 during the month. Does not apply to 17 and under and 65 and over years of age) |
$5.00 Per Month |
Mortgage Verification/Payoff Statement | $30.00 Per Request |
Returned Deposited Check | $15.00 Per Check |
Returned Deposited Check by Account Owner | $30.00 Per Check |
Returned/Dishonored ACH | $30 Per Item |
Rush Title | $30.00 Per Item |
Skip-A-Payment | $40 Per Skip |
Stop Payment (includes ACH, Bill Pay) | $30.00 Per Item |
Subordination Agreement | $250.00 Per Item |
Unclaimed Property Processing Fee | $25.00 Per Item |
Undeliverable Mail Fee | $10.00 Per Item |
Wires |
|
Intl. Wire Research or Tracking | $45.00 Per Item |