Home Equity Loans and Lines of Credit
Home values have soared in recent years. A home equity line of credit (HELOC) lets you easily access your money with no fuss. Take advantage of your equity to get money for whatever you need.
Why Get a HELOC?
HELOCs are a great way to give you the flexibility you need while utilizing the existing equity in your home. You get to decide how much of your line you use, and you only pay interest on the amount you are using, while still being able to withdraw up to your approved limit. HELOCs aren't limited to home improvement. You can use your line to pay for education, personal, or medical expenses as well.
- Access your money whenever you need it.
- Take a little, or a lot - the choice is yours!
- Pay interest only on the amount you are currently using.
- Certain home improvement expenses may be tax-deductible. Consult your tax advisor for more information or make an appointment with our financial advisor.
Fixed Rate Home Equity Loans
Worried about the changing rate environment, or know you want to get all your money at once? A second mortgage can be the best way to go.
- Get a fixed rate for the life of your loan. No worries about the rate going up.
- Certain home improvement expenses may be tax-deductible. Consult your tax advisor for more information or make an appointment with our financial advisor.
Home Improvement and Equity Loans*
Home Equity Loans are the perfect way to fund those projects.
We are ready to answer your questions, or take your application at 800-773-3236! Apply online or by phone 24 hours a day, seven days a week.
*Home Equity Line of Credit loans offered on approved credit. Applicant’s interest rate and credit limit will be determined based on individual credit worthiness. Verification of income is required. Property insurance is required. If the property is located in a Special Flood Hazard Area we will require you to obtain flood insurance if it is available. Some restrictions apply. Non-members may apply for a HELOC; Membership with Wauna Credit Union is required for a HELOC to be funded. Visit waunafcu.org for member eligibility details.
NMLS# 421867
- Home Equity Loans
- Home Equity Lines of Credit