Loans 

Loan Rebate

Choose Your Own Loan Adventure

Every day you choose your outfit, your entertainment, and your dinner, so why shouldn't you choose your loan promotion as well?

Right now, we're letting you do just that!

Refinance any existing loan, including credit card balances, car loans, or even unsecured debt, into a qualifying WCU loan and we'll give you the choice of either;

  • No payments for 90 days and $100 cash back*

OR

  • 1% cash back and no payments for 30 days*

*Promotion Special Terms: Upon loan approval, current and new members who refinance a qualifying loan currently financed elsewhere to Wauna Credit Union become eligible to choose one of two loan reward promotion offers: Option #1. An immediate cash reward equal to 1% of the approved loan value, plus 30-days no payment (interest will continue to accrue during the no payment period); Or, option #2. An immediate $100 cash reward, plus 90-days no payments (interest will continue to accrue during the 90-day period). Qualifying loans: auto, truck, SUV, van, motor home, trailer, boat, watercraft, motorcycles, side-by-sides, quads, and unsecured loans such as home furnishings, tuition, personal loans, etc. Minimum loan amount to qualify for special terms: $2,000; maximum reward allowed is $500 per qualifying loan. These special reward terms are subject to change without notice. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. This promotional offer ends on June 30, 2022. Note: the promotional cash reward paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. Membership with Wauna CU required to be eligible for this special offer. Loan Rate Effective Date: June 25, 2022

Motorcycles, Jet Skis & ATV/Side-By-Side Up to 42 months As low as 2.49% APR*
Up to 78 months As low as 3.74% APR*
Motorhome, Travel Trailers, Campers Up to 48 Months As low as 4.75% APR*
Up to 180 months As low as 6.50% APR*
Boats Under 30 ft Up to 48 Months As low as 4.60% APR*
Up to 120 months As low as 5.85% APR*
Tractors and Horse Trailers (Maximum Loan Amount: $30,000) Up to 48 months As low as 2.49% APR*
Up to 72 months As low as 3.24% APR*
New Autos (current and previous year) Up to 42 months As low as 2.59% APR*
Up to 66 months As low as 3.09% APR*
Up to 90 months As low as 3.84% APR*
Late Model Pre-Owned Vehicles (2018 and newer) Up to 42 months As low as 2.59% APR*
Up to 66 months As low as 3.09% APR*
Up to 90 months As low as 3.84% APR*
Older Models (2013-2017 model year, additional rate add-on for 2012 model year and earlier) Up to 42 months As low as 3.09% APR*
Up to 66 months As low as 4.09% APR*
Up to 90 months As low as 4.84% APR*


Rates and terms offered are subject to change. Please contact us for complete details on interest rates and how your rate is determined. 

This Loan Rates page is informational only. Complete details regarding all loan types, terms, etc. are available upon request – and will be provided during all member application process. Rates and terms are subject to change. Please contact Wauna Credit Union for complete details for loan rates, terms, fees, and how individual loan terms are determined. Please contact Wauna Credit Union or view member eligibility qualifications here.

 


Auto Loans

Auto Loans for new and used cars, including hybrids and electric cars, trucks, SUVs and even RVs.



Home Loans

A wide variety of home loan options, competitive rates, and expert assistance whether you are buying, building, or refinancing.

 


Personal Loans

Personal loans with affordable interest rates. Choose either secured or unsecured loans.



Credit Cards

Credit cards to meet all your spending needs, including Rewards, Platinum, Corporate, and 1st Time Visas.

 

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