Youth Accounts
Jump Start Savings
A savings account designed with youth in mind. Get the children in your life a head start on a sound financial future. This account enjoys a high yield on the first $500 in the account, with the remainder still earning a competitive rate. There is no minimum balance to open a Jump Start Savings account. It is open to anyone under 18 years of age.
Special Promotion:
Help your child take the first step toward financial success with Wauna Credit Union’s Jump Start Youth
Accounts.
When you open a new Jump Start Account, we’ll add $25 to help kick off their savings
journey.* It’s a great way to encourage smart financial habits early and teach the importance of saving
for the future.
The $25 Promotion is available year-round, giving families the freedom to open an
account whenever the time is right. Whether your child is just beginning to save or looking to grow their
balance, we’re here to help every step of the way.
Open a Jump Start Account today and give your
child a smart start toward lifelong financial confidence.
Certificate Accounts:
Certificates are great investing tools to help the youth of our membership fulfill their dreams. For only $500, you can reap the benefit of a great certificate rate.
Coverdell Education Savings Account (ESA):
Coverdell Education Savings Account or Coverdell ESA, formerly known as an Education IRA. It is a
tax-advantaged investment account in the 
United States designed to encourage savings to cover future education expenses
(elementary, secondary or college), such as tuition, books, uniforms, etc.
For more information on Coverdell Accounts, please call 800-773-3236.
- Download the informative ESA brochure
- Be sure to apply for Federal Student Aid! Start Here: www.fafsa.ed.gov.
- Wauna Credit Union also offers annual scholarships, learn more here.
*Beginning November 1, 2025, Wauna Credit Union will make the initial deposit of $25 to a new primary membership for individuals who are 17 years of age or younger at the time of account opening. No minimum balance is required. The first $5 will establish their Youth Share Advantage Account, and the remaining $20 will be deposited into a new Jump Start Savings account. Fees may reduce earnings. Jump Start Savings dividend rate as of 1/1/2025 is 3.5% APY on balances up to $500 and 1.76-3.5% APY on balances of $500.01+. Rate may change after account opening. This promotion can be discontinued at any time at the discretion of Wauna Credit Union. Federally insured by NCUA. Membership eligibility criteria applies.