Your really local credit union

Vehicle Loans

WaunaCar? It's as easy as 1,2,3

1) Submit your information

2) Hit the apply for a loan button after submitting

3) Purchase a vehicle from any dealer with a DIRECT LOAN from WCU (that means you sign at the branch, not at the dealership)

Woman hugging a car

 *Special 1% Cash Rebate Offer: Eligible members (new and current) of Wauna Credit Union who finance a qualifying loan (New or Used Auto, Truck, SUV, Van, Hybrid, Electric) using the GrooveCar service will be eligible to receive: 1. A Cash Rebate equal to 1% of their total funded loan. Minimum loan amount to qualify for special 1% Rebate: $2,000; Maximum rebate permitted is $500 per loan.[Note: the full amount of the promotional cash rebate remitted to member may be forfeit if less than 50% of the total funded loan balance remains in the account 120 days after the loan funding date]; and, 2. 60-Days No Payments (interest will continue to accrue during the 60-day period).This special Rebate offer is available between February 1, 2018 and April 30, 2018, and may end without notice. A 1% Rebate Offer ‘Coupon’ (available only on the Wauna Credit Union page of must be redeemed with Wauna Credit during the loan funding period to qualify for the cash rebate. Membership with Wauna CU required to qualify for this special rebate.

Wauna Car? Browse, Compare and Finance All From Your Couch

We know that you want a modern car buying experience. With Wauna Car you can find, buy and finance the car of your dreams without ever leaving your house. With millions of new and used cars to chose from, you can narrow your choice down by make and model, by year, or by location. Wauna Car, through our partner GrooveCar even provides reviews from industry experts, NADA Trade-In Values, Free CarFax, vehicle comparisons, and more! Experience Wauna Car.

• Research millions of vehicles in our massive inventory
• Save time and money with financing pre-approval
• Even refinance your existing auto loan


Get a Loan With WCU First and Shop Like a Cash Buyer

Come into any branch and get pre-approved for the best rates, or go straight to your favorite Auto Dealer and we can finance you indirectly through them as well. We even offer a First Time Buyer program to help young people buy a car and establish good credit.


In addition to Auto Loans, we offer loans for RVs, motorcycles, boats and toys, as well as additional benefits to our members including Mechanical Breakdown Insurance (MBI) and Guaranteed Auto Protection (GAP). Ask about our affordable programs.


  • Loans for New & Used purchases
  • Low Interest Rates
  • Money-Saving terms
  • Get Pre-Approved Before Shopping
  • A variety of Payment Terms Available
  • 1st-Time Buyer Program (ages 18-24)

Get a LoanGet into the right car.

Preferred auto dealersShop for quality vehicles & great prices.

Wauna Car
Find a new or used car.


Apply for an Auto Loan today.

Applying for an auto loan online is quick and easy.
Apply Now