Statement Insert – September 2017 – Back-to-School, VISA for Vacation, Auto Sale, It’s Not Too Late for a Boat

 

Back To School Counting Down the Days Your Secret is safe with us Wauna Credit Union is ready to help make Back to School as painless as possible!  Instant Money Loan Get up to $1000 in 30 minutes!  Personal Loan Perfect for tuition and larger purchases!  Visa Credit Cards Low Rates & Fees make this a perfect money saving solution!  Apply online, over the phone, or visit any branch.  NCUA Federally Insured by NCUA 800-773-3236 waunafcu.org NMLS # 421867  Planning an Autumn or Winter Trip Take your Wauna Credit Union VISA Rewards or Platinum Credit Card and save more! VISA for Vacation! On-Site Auto Sale Wauna Credit Union Dealers Market LLC Attention Members! September 14 15 and 16 At Dealers Market 51801 S Columbia River Hwy Scappoose, OR 97056  It's Not Too Late For A Great Rate On A Little Boat!

Back To School
Counting Down the Days?
Your Secret is safe with us.
Wauna Credit Union is ready to help make Back to School as painless as possible!

Instant Money Loan
Get up to $1000 in 30 minutes!

Personal Loan
Perfect for tuition and larger purchases!

Visa Credit Cards
Low Rates & Fees make this a perfect money saving solution!

Apply online, over the phone, or visit any branch.

NCUA Federally Insured by NCUA
800-773-3236
waunafcu.org
NMLS # 421867

Planning an Autumn or Winter Trip?
Take your Wauna Credit Union VISA Rewards or Platinum Credit Card and save more!
VISA for Vacation!
On-Site Auto Sale
Wauna Credit Union
Dealers Market LLC
Attention Members!
September 14, 15 and 16
At Dealers Market
51801 S Columbia River Hwy
Scappoose, OR 97056

It’s Not Too Late For A Great Rate On A Little Boat!

Statement Insert – August 2017 – Back-to-School, VISA for Vacation, Summer of Adventure

Wauna Credit Union August monthly statement

Counting Down? Your Secret is safe with us!
Let Wauna Credit Union help you gather all that school gear without wringing out your wallet! Clothes, supplies, computers, even tuition – We’ve got you covered with a variety of options: Try our Instant Money Loans, Personal Loans, and/or VISA Credit Cards!

Wauna Credit Union: Trusted since 1967
800-773-3236
waunafcu.org
NMLS# 421867
NCUA Federally Insured by NCUA
Wauna Credit Union membership is open to anyone who lives, works, attends or worships in Clatsop, Columbia and western Washington County in OR, or Pacific County in WA.

VISA for Vacation
For the perfect vacation, take a Wauna Credit Union VISA Rewards or Platinum Credit Card Along!
Low interest & few fees make our credit card a must in you wallet!
Apply online 24/7!

Summer of Adventure!
Have Fun Now!
Get that RV, Boat, Motorcycle, or Sport Vehicle today, with a great Wauna CU loan and create your own Summer Adventures!
The most affordable lender in town!

Backpack Program Needs Donations for Summer Months

Many children across the country must rely on free school lunch and breakfast programs in order to eat on a daily basis, and unfortunately Southwest Washington is no different. The services that provide help to the students see their funding drastically drop as their services are out of sight, out of mind for the majority people during the summer.

This leads to a huge problem for the students who use these services as a safety net. Without the funding in place come September, the programs are unable to provide the food and resources needed. Nationwide backpack programs emerged to help by supplying children in need with a backpack of prepared, or easy to prepare food, to sustain them over the weekend. The Backpack Program of Pacific County serves students at Long Beach Elementary, Ocean Park Elementary, Hilltop School, Ilwaco High School and Ocean Beach Alternative School for a total of over 200 kids per week.

Wauna Credit Union recognized the need the Backpack Program filled in the community and wanted to help. The credit union, with branches in Long Beach, Astoria, Warrenton, Clatskanie, Vernonia, St. Helens and Scappoose made the Backpack Program of Pacific County its official charity for the year and throughout the year fundraises for the organization in many different ways. Employees donate a portion of every paycheck to the Backpack program, raffle off tickets to Trailblazer games and even sell Sees Chocolate with 100 percent of the proceeds going to the charity.

“People associate backpack programs with schools, and forget about us once the mercury starts rising,” said Natalie Hanson, Backpack Program Co-Founder, “We’re really thankful that Wauna Credit Union continues to be involved. In addition to offering their support, they are offering to be a collection point for members of the community.”

Boy riding bike away

WCU has been successful so far, raising $6305 of its $12,000 goal for 2017, which has already helped to provide200 children weekend meals for 12 weeks. The summer is often a hard time to raise money for school children, as people often see the Backpack Program as a school-based endeavor. Wauna Credit Union is still actively soliciting contributions at all branches across Columbia and Clatsop counties in Oregon, and Pacific County in Washington.  in Astoria, Warrenton, Clatskanie, Vernonia, St. Helens and Scappoose, as well as the Mortgage Origination Office in Long Beach. Members can even call in to donate and have a Member Consultant transfer money directly to The Backpack Program.

“One of Wauna Credit Union’s core values is to be ambassadors in our communities and beyond,” said Jenifer Katon at Wauna Credit Union. “I cannot think of a better way to do that than through the Backpack Program. It serves the most underserved and vulnerable members of our communities. I am so thrilled to be able to give back to our communities through this program.”

More help is always needed in our area. According to Feeding America, the nationwide network of 200 food banks that leads the fight against hunger in the United States, 15.7 percent of Pacific County residents are food insecure, with many of the most vulnerable children.

Statement Insert – July 2017 – Summer of Adventure, Vacation Funding, Do Days of Summer

Wauna Credit Union July Checking Statement-Summer of Adventure, Vacation Financing, Do Days of Summer

It’s Your Summer Of Adventure!
HAVE FUN NOW! With an easy &
affordable loan on a sporty new ride!
All winter you’ve been dreaming of the warmth of summer, and we know you’ve been wishing for a new Motorcycle, Jet Ski, RV, or Boat to enjoy on those carefree days. We know, because we’ve been having those dreams too!
Wauna Credit Union wants to help you get that new Sport Vehicle now, so you can have fun today! We are ready to help with a super affordable loan and great terms.
Stop in your nearest branch, call 800-773-3236, or apply at waunafcu.org.

Dream Vacation?
A Personal Loan Can Make It Happen!
Live the dream with Personal
Vacation Loan today!
Ask us about getting a loan for the trip of your life, or apply online anytime at waunafcu.org. Start packing that suitcase

VISA for Vacation
Take a Wauna Credit Union VISA Rewards or Platinum Credit Card along with you & save big!
Low interest & few fees make our card a must in your wallet!
Apply online 24/7!

It’s the Do Days Of Summer!
Get Your Projects Done With A HELOC!
1.99% Promotional APR*
Finance up to 100% of Your Home Value
No Loan Origination Costs
*APR: Annual Percentage Rate. This Promotional financing applies to new HELOC accounts opened between April 1, 2017 and August 31, 2017. No closing costs except appraisal if required. Estimated appraisal cost: $745. Your interest rate and credit limit will be determined based on individual credit worthiness.  Verification of income is required. Property insurance is required. If the property is located in a Special Flood Hazard Area we will require you to obtain flood insurance if it is available. An early closure fee (Title, Recording, Flood Determination; Total is approximately $250) is applied if the loan is closed within the first 36 months. A $35 annual fee will be waived if the Total Finance Charges paid during the previous 12 months is equal to or exceeds $35. You must pay a Re-Conveyance Fee at the end of the contract in order to release our lien. This fee will be determined at the time of re-conveyance. Maximum loan amount is determined by a variety of methods, including County RMV, AVM Report, or Appraised Value. The APR includes interest only and no other costs, and could change at any time. Variable Rate is equal to the Prime Rate index (currently 4.00% APR as of March 20, 2017) as published in the Wall Street Journal and is subject to change.  To determine the APR which will apply to your account, a margin (currently 0.00% APR – 8.50 APR) will be added to your current index rate. As of March 20, 2017, the Variable Annual Percentage Rate for Home Equity Lines of Credit ranged from 4.00% to 12.00%. Home equity loans may qualify for tax deductible interest. Consult with your tax advisor for details. In no event will the regular APR be less than the Prime Rate or more than18% APR or applicable state law. The 1.99% Promotional APR is available for 6 months after the loan is funded. At the beginning of the 7th month, your regular rate will be applied. Minimum monthly payment may change as a result of interest rate changes. This promotional Home Equity Line of Credit enables qualified borrowers to finance up to 100% of their home value. Some restrictions apply. Membership with Wauna Credit Union required; visit waunafcu.org for member eligibility details. This special offer ends August 31, 2017.

50 Things to do with a HELOC from Wauna Credit Union
24 Go Solar
39 Rock Climbing Wall
32 A Tiny House

2017 Scholarship Winners Announced!
Congratulations
Beau Groom
Alexandrea Sage Miller
Cassidy Whitton
Chelsea Sapp
Jacob Hanes
Jadelynn Pickering
Jarod Shaw
Maisy Horness
Makenzie Jahn
Twyla Vittetoe
Good Luck

Get Ready For A Whole New ATM Experience!
Wauna Credit Union is launching “Interactive Teller Machines”
Live teller transactions on our ATMs : No robots, real local & live help!
Coming July 2017!

Wauna Credit Union 50 Years
Trusted Since 1967
Wauna Credit Union membership is open to anyone who lives, works, attends school or worships in Clatsop, Columbia and western Washington County in OR, or Pacific County in WA.
800-773-3236
waunafcu.org
NCUA
Federally Insured By NCUA

Statement Insert – JUNE 2017 – HELOC, VISA, Financial Education

Wauna Credit Union June Statement Insert

Home Equity Line of Credit
It’s the DO Days of Summer!
What’s on your list?
Open up the possibilities with a Home Equity Line of Credit!
Learn more about our special summer HELOC offer on our website or at any Wauna CU branch, and apply today!

Credit Cards
Planning a vacation?
Take a Wauna CU VISA credit card along!
Platinum VISA Credit Cards
Reward VISA Credit Card
Apply on our website or at any Wauna CU branch!
Lower Interest Rates & Fees, Secure EMV Chip Cards, Great Rewards, Balance Transfer Bonus, Introductory Rate Offer

Financial Education
When it comes to money management, we could all do better. Wauna CU now offers Financial Education programs for everyone!
BALANCE for adults
Elements of money for teens
M3 for younger kids

waunafcu.org
800-773-3236

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Statement Insert – May 2017 – HELOC, Spring Fling, VISA

May Statement

Unlock the power of a HELOC,
and get those projects done!

Low interest rates
easy and affordable terms!
No closing costs!
Help us build our beach house! Get a HELOC and you’ll be entered to win your own beach weekend!
*See website for details!

Spring Fling Auto Sale!
It’s time once again…
May 11-13 at the coast!
Prizes! Get Mom a new car.
Food and Fun!
Lum’s Auto Center
Astoria Ford
Ocean Crest
Warrenton Kia.

Can you believe it? Wauna Credit Union is 50!
Join us for the celebration all year!
Weekly drawings! Giveaways!
Look for the new Wauna Credit Union Stage at St. Helens Oregon Waterfront!

Get a Wauna Credit Union VISA Credit Card
Low rates and fees!
Use it everywhere you go!
EMV Chip for Security!
Verified By VISA online shopping!

Statement Insert – April 2017 – HELOC Specials, VISA Cards, Holiday Club, IRAs

2017 March Statement page 12017 March Statement page 2(Side 1)

Improving Homes (and Lives) for 50 Years
Unlock the Power of Equity with a Home Equity Line of Credit
Amazing Rates!
Affordable Terms!
What could a HELOC do for you?
Storm Repairs?
A fresh color?
https://waunafcu.org/loans/current-loan-promotion.shtml

Don’t forget to apply for a Wauna Credit Union VISA
Rewards Credit Card, too!
Enjoy Great Rates!
Plus, get a low introductory rate & bonus rewards points
when you move your high rate balance to a Wauna CU VISA
https://waunafcu.org/loans/credit-cards.shtml

(Side 2)

This is you one day….. And, here you are the next!
Retirement is closer than you think….
Start an IRA today for a better Celebration later!
https://waunafcu.org/accounts/investment.shtml

Important Notice: For Holders of IRAs
Payment from you IRA are subject to federal income tax withholding. You may change your withholding election at any time prior to your receipt of payment. To change your withholding election, completer the appropriate form provided by Wauna Credit Union.
Withholding from IRA payments, when combined with other withholding, may relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient.

Still Paying Off Last Year’s Holiday Fun?
This year, why not start a Holiday Club account at Wauna Credit Union?
Earn a higher interest than a savings account!
The funds drop right into your checking account in October – Just in time for holiday shopping, or property taxes!
https://waunafcu.org/accounts/savings.shtml

Wauna Credit Union
waunafcu.org
800-773-3236

Find us on your favorite social media site, and stay up-to-date by subscribing to our blog!

March Statement Insert

Put 1% In Your Pocket!
Move Your Loan To Wauna CU
Get Cash Back & 60 Days No Payments!
On any Auto Loan, RV Loan, or Unsecured Debt of $5k or more.
https://waunafcu.org/loans/current-loan-promotion.shtml

Special Financing Terms:  Refinance a qualifying loan (Auto, Truck, SUV, Van, Hybrid, Electric; or, Recreational Vehicle; or, a Closed-end, Unsecured), currently financed elsewhere, to Wauna CU and receive: 1. An immediate Cash Rebate equal to 1% of the loan value; and, 2. 60-Days No Payments (interest will continue to accrue during the 60-day period). Wauna CU will also pay the title transfer fee up to $77 (member is responsible to pay any additional amount).  Minimum loan amount to qualify for special terms: $5,000; Maximum rebate allowed is $500 per loan. These special financing terms end at close of business May 13, 2017. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Membership with Wauna CU required to qualify for this special offer.

Warm up with a Home Loan from Wauna Credit Union
It’s the Cocoa Nights of Winter!

Come to Wauna Credit Union for any Home Loan, Refi, or HELOC, and get a pair of Limited Edition Wauna CU mugs – with Hot Cocoa! While supplies last.

Wauna CU Members enjoy Discounts on all TurboTax products!
Get your biggest refund ever!
Use it right from our website
https://waunafcu.org/services/turbo-tax.shtml

Wauna Credit Union
Waunafcu.org
800-773-3236

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Statement Insert – FEBRUARY 2017 – Voting Opens, Turbo Tax, IRAs

GO VOTE!

As a member and owner of Wauna Credit Union, we ask you to please take a moment and vote for your volunteer Board Of Directors. By participating in this democratic process, you’re helping guide Wauna Credit Union to a bright future!

VOTE: Jan. 26 to Feb. 26, 2017

Vote online: waunafcu.org
Read candidate bios and vote electronically.

Vote by mail: Call 877-597-9507. Select the option to vote by paper ballot. Paper ballots must be received by February 26, 2017.

Vote on Facebook: @WaunaCreditUnion

50th ANNUAL MEETING

Saturday, March 4, 2017

Social Hour 2 pm
Business Meeting 3 pm

Clatskanie Cultural Center
85 S Nehalem St
Clatskanie OR

Wauna CU Members: Try TurboTax & Save Up to $15! 

Wauna Credit Union has teamed up with TurboTax® to help our members get their maximum refund, personal support, and a great tax filing experience! Use the link on our website to save money, and be entered to win $25K. Sweepstakes ends 2/18/17.

2017 Scholarship Applications Available Soon

  • Applications for our 2017 Scholarship program are available in early February. Get one on our website or at any branch.
  • Deadline to submit an application is 6 pm, Friday,
  • April 14th. Recipients will be notified by June 30, 2017.

 

You Only Live Once – YOLO – The BEST Reason To Start An IRA!

It’s easy & affordable to start saving for the future…
Wauna CU will help get you started!

————————

waunafcu.org
800-773-3236

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Statement Insert: January 2017 – WCU turns 50! 1.5% apr on credit cards!



Wauna CU Turns 50!

Over fifty years ago, several enterprising, local coworkers took the important step to apply for a federal charter to form what was then known as the C.Z. Wauna Federal Credit Union (Crown Zellerbach).

Today, Wauna Credit Union has over 23,000 members – and with over $207 Million in Total Assets, has grown to be the 19th largest credit union in Oregon. Perhaps more important, over $158 Million in loans has been lent to members, business owners, and organizations that provide valuable services to our communities.

In recognition of our founders and our amazing history, a year-long celebration is scheduled – and our members will be the guests of honor!
Please watch for exciting news all year via our immediate notification channels including mobile, online, Internet, and social media, and of course, our nearly 100 employees at our nine facilities!

It’s Time for Member-Owners to Vote for Their Volunteer Board of Directors!

As a not-for-profit financial cooperative, the membership elects the volunteer board of directors which guide the strategic direction of Wauna Credit Union. All members 18 or older and in good standing are eligible to cast a ballot. Unlike profit-oriented banks, where maximizing profits for stockholders is most important, a credit union’s board of directors sets policies and ensures decisions are based on the needs of the membership.

We encourage member-owners to be part of the decision-making process for their Wauna Credit Union. Voting begins January 26th by electronic ballot and ends at close of business on February 26, 2017. Election results will be announced during the 50th Annual Meeting, scheduled to begin at 2:00 p.m. Saturday, March 4, 2017, at the Clatskanie Cultural Center in Clatskanie, Oregon.

VOTE!

January 26-February 26, 2017 (Instructions below)

50th Annual Meeting

When: Saturday, March 4th at 2 pm

Where: Clatskanie Cultural Center Clatskanie, Oregon

Voting Instructions:

Cast your ballot from January 26th thru February 26th.

All ballots, including paper ballots returned by mail, must arrive by the February 26 deadline to be counted in the election. Election results will be announced during the 50th Annual Meeting and in Wauna Credit Union publications.

To Vote by Electronic Ballot:

• Go to the Wauna CU website (waunafcu.org).
• Click the link for the 2017 Board of Directors Elections. (To be added)
• Select the Vote Now button and follow the instructions.

To Vote By Mail:

• Call 877-597-9507
• Select the option to vote by paper ballot; follow instructions.
• Your paper ballot must be received by close of business on
February 26, 2017.
Please contact Wauna Credit Union if you have questions or need assistance. Thank you for voting!

Our Privacy Policy Protects Your Information!

Just as you trust Wauna Credit Union to protect your finances, so, too can you feel assured your personal & confidential information is also secure. The Wauna Credit Union Privacy Policy is now available on our website, at any branch, or by phone at 800-773-3236; it details our commitment to ensuring your account and personal privacy.

Read our Privacy Policy.

Wake Up & Save The Money!

1.5% APR* thru January 31st! And those balances remain at 1.5% thru June 27, 2017!

• 1.5% APR* Promotional Rate!
• For all Wauna CU Credit Card Users!
• On New Purchases & Balance Transfers!
• No Balance Transfer Fees!
• Plus, get Double Reward Points when shopping at stores & Triple Reward Points when shopping online!

*APR: Annual Percentage Rate. During the special promotional period, Wauna Credit Union VISA cardholders will receive a Promotional Interest Rate of 1.50% APR for new purchases and balance transfers posted to their account through January 31, 2017. The promotional 1.50% APR will begin on the credit card transaction date(s) during the promotion period, and remain in effect through the June 27, 2017 credit card billing cycle, at which time the cardholder’s regular Credit Card Account Agreement terms will apply. As of November 14, 2016, the Wauna CU VISA credit card APR range was between 9.40% – 18.00%. Some restrictions apply. All business credit cards are excluded. Cardholders may not transfer balances from other accounts issued by Wauna Credit Union, or any amount of debt to their account that would cause their balance to exceed the account credit limit. VISA Rewards cardholders will earn Double Rewards Points for purchases conducted in person, and Triple Rewards Points for purchases conducted online through January 31, 2017. Promotion details available at waunafcu.org. Membership with Wauna Credit Union is required. This special Promotion ends January 31, 2017.

2017 Scholarship Applications Available in February!

Applications for our 2017 Scholarship program are available beginning in early February on our website or at any branch. Deadline to submit a completed application is 6:00 p.m. Friday, April 14th. Recipients will be notified prior to June 30, 2017, and announced soon after.

Try TurboTax, Save Up to $15 & get a chance to win $25,000!

Wauna Credit Union has teamed up with TurboTax® to save you up to $15 on TurboTax federal products, and a chance to win $25,000 in the $25,000 Payday Sweepstakes. TurboTax® translates taxes into simple questions about your life, so you don’t need tax knowledge – or an appointment – to get your taxes done right.
• Get your maximum refund. TurboTax searches over 350 deductions and credits to make sure you get your biggest possible refund, guaranteed.
• Be sure nothing gets missed. TurboTax CompleteCheck™ reviews every detail in your tax return, walks you through any final changes, and gives you the green light to file.
• You’re never alone. Connect with an expert live, on-screen to get answers when you need them with TurboTax SmartLook™.