Statement Insert – April 2017 – HELOC Specials, VISA Cards, Holiday Club, IRAs

2017 March Statement page 12017 March Statement page 2(Side 1)

Improving Homes (and Lives) for 50 Years
Unlock the Power of Equity with a Home Equity Line of Credit
Amazing Rates!
Affordable Terms!
What could a HELOC do for you?
Storm Repairs?
A fresh color?
https://waunafcu.org/loans/current-loan-promotion.shtml

Don’t forget to apply for a Wauna Credit Union VISA
Rewards Credit Card, too!
Enjoy Great Rates!
Plus, get a low introductory rate & bonus rewards points
when you move your high rate balance to a Wauna CU VISA
https://waunafcu.org/loans/credit-cards.shtml

(Side 2)

This is you one day….. And, here you are the next!
Retirement is closer than you think….
Start an IRA today for a better Celebration later!
https://waunafcu.org/accounts/investment.shtml

Important Notice: For Holders of IRAs
Payment from you IRA are subject to federal income tax withholding. You may change your withholding election at any time prior to your receipt of payment. To change your withholding election, completer the appropriate form provided by Wauna Credit Union.
Withholding from IRA payments, when combined with other withholding, may relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient.

Still Paying Off Last Year’s Holiday Fun?
This year, why not start a Holiday Club account at Wauna Credit Union?
Earn a higher interest than a savings account!
The funds drop right into your checking account in October – Just in time for holiday shopping, or property taxes!
https://waunafcu.org/accounts/savings.shtml

Wauna Credit Union
waunafcu.org
800-773-3236

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March Statement Insert

Put 1% In Your Pocket!
Move Your Loan To Wauna CU
Get Cash Back & 60 Days No Payments!
On any Auto Loan, RV Loan, or Unsecured Debt of $5k or more.
https://waunafcu.org/loans/current-loan-promotion.shtml

Special Financing Terms:  Refinance a qualifying loan (Auto, Truck, SUV, Van, Hybrid, Electric; or, Recreational Vehicle; or, a Closed-end, Unsecured), currently financed elsewhere, to Wauna CU and receive: 1. An immediate Cash Rebate equal to 1% of the loan value; and, 2. 60-Days No Payments (interest will continue to accrue during the 60-day period). Wauna CU will also pay the title transfer fee up to $77 (member is responsible to pay any additional amount).  Minimum loan amount to qualify for special terms: $5,000; Maximum rebate allowed is $500 per loan. These special financing terms end at close of business May 13, 2017. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Membership with Wauna CU required to qualify for this special offer.

Warm up with a Home Loan from Wauna Credit Union
It’s the Cocoa Nights of Winter!

Come to Wauna Credit Union for any Home Loan, Refi, or HELOC, and get a pair of Limited Edition Wauna CU mugs – with Hot Cocoa! While supplies last.

Wauna CU Members enjoy Discounts on all TurboTax products!
Get your biggest refund ever!
Use it right from our website
https://waunafcu.org/services/turbo-tax.shtml

Wauna Credit Union
Waunafcu.org
800-773-3236

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Statement Insert – FEBRUARY 2017 – Voting Opens, Turbo Tax, IRAs

GO VOTE!

As a member and owner of Wauna Credit Union, we ask you to please take a moment and vote for your volunteer Board Of Directors. By participating in this democratic process, you’re helping guide Wauna Credit Union to a bright future!

VOTE: Jan. 26 to Feb. 26, 2017

Vote online: waunafcu.org
Read candidate bios and vote electronically.

Vote by mail: Call 877-597-9507. Select the option to vote by paper ballot. Paper ballots must be received by February 26, 2017.

Vote on Facebook: @WaunaCreditUnion

50th ANNUAL MEETING

Saturday, March 4, 2017

Social Hour 2 pm
Business Meeting 3 pm

Clatskanie Cultural Center
85 S Nehalem St
Clatskanie OR

Wauna CU Members: Try TurboTax & Save Up to $15! 

Wauna Credit Union has teamed up with TurboTax® to help our members get their maximum refund, personal support, and a great tax filing experience! Use the link on our website to save money, and be entered to win $25K. Sweepstakes ends 2/18/17.

2017 Scholarship Applications Available Soon

  • Applications for our 2017 Scholarship program are available in early February. Get one on our website or at any branch.
  • Deadline to submit an application is 6 pm, Friday,
  • April 14th. Recipients will be notified by June 30, 2017.

 

You Only Live Once – YOLO – The BEST Reason To Start An IRA!

It’s easy & affordable to start saving for the future…
Wauna CU will help get you started!

————————

waunafcu.org
800-773-3236

Find us on your favorite social media site, and stay up to date by subscribing to our blog!

Statement Insert: January 2017 – WCU turns 50! 1.5% apr on credit cards!



Wauna CU Turns 50!

Over fifty years ago, several enterprising, local coworkers took the important step to apply for a federal charter to form what was then known as the C.Z. Wauna Federal Credit Union (Crown Zellerbach).

Today, Wauna Credit Union has over 23,000 members – and with over $207 Million in Total Assets, has grown to be the 19th largest credit union in Oregon. Perhaps more important, over $158 Million in loans has been lent to members, business owners, and organizations that provide valuable services to our communities.

In recognition of our founders and our amazing history, a year-long celebration is scheduled – and our members will be the guests of honor!
Please watch for exciting news all year via our immediate notification channels including mobile, online, Internet, and social media, and of course, our nearly 100 employees at our nine facilities!

It’s Time for Member-Owners to Vote for Their Volunteer Board of Directors!

As a not-for-profit financial cooperative, the membership elects the volunteer board of directors which guide the strategic direction of Wauna Credit Union. All members 18 or older and in good standing are eligible to cast a ballot. Unlike profit-oriented banks, where maximizing profits for stockholders is most important, a credit union’s board of directors sets policies and ensures decisions are based on the needs of the membership.

We encourage member-owners to be part of the decision-making process for their Wauna Credit Union. Voting begins January 26th by electronic ballot and ends at close of business on February 26, 2017. Election results will be announced during the 50th Annual Meeting, scheduled to begin at 2:00 p.m. Saturday, March 4, 2017, at the Clatskanie Cultural Center in Clatskanie, Oregon.

VOTE!

January 26-February 26, 2017 (Instructions below)

50th Annual Meeting

When: Saturday, March 4th at 2 pm

Where: Clatskanie Cultural Center Clatskanie, Oregon

Voting Instructions:

Cast your ballot from January 26th thru February 26th.

All ballots, including paper ballots returned by mail, must arrive by the February 26 deadline to be counted in the election. Election results will be announced during the 50th Annual Meeting and in Wauna Credit Union publications.

To Vote by Electronic Ballot:

• Go to the Wauna CU website (waunafcu.org).
• Click the link for the 2017 Board of Directors Elections. (To be added)
• Select the Vote Now button and follow the instructions.

To Vote By Mail:

• Call 877-597-9507
• Select the option to vote by paper ballot; follow instructions.
• Your paper ballot must be received by close of business on
February 26, 2017.
Please contact Wauna Credit Union if you have questions or need assistance. Thank you for voting!

Our Privacy Policy Protects Your Information!

Just as you trust Wauna Credit Union to protect your finances, so, too can you feel assured your personal & confidential information is also secure. The Wauna Credit Union Privacy Policy is now available on our website, at any branch, or by phone at 800-773-3236; it details our commitment to ensuring your account and personal privacy.

Read our Privacy Policy.

Wake Up & Save The Money!

1.5% APR* thru January 31st! And those balances remain at 1.5% thru June 27, 2017!

• 1.5% APR* Promotional Rate!
• For all Wauna CU Credit Card Users!
• On New Purchases & Balance Transfers!
• No Balance Transfer Fees!
• Plus, get Double Reward Points when shopping at stores & Triple Reward Points when shopping online!

*APR: Annual Percentage Rate. During the special promotional period, Wauna Credit Union VISA cardholders will receive a Promotional Interest Rate of 1.50% APR for new purchases and balance transfers posted to their account through January 31, 2017. The promotional 1.50% APR will begin on the credit card transaction date(s) during the promotion period, and remain in effect through the June 27, 2017 credit card billing cycle, at which time the cardholder’s regular Credit Card Account Agreement terms will apply. As of November 14, 2016, the Wauna CU VISA credit card APR range was between 9.40% – 18.00%. Some restrictions apply. All business credit cards are excluded. Cardholders may not transfer balances from other accounts issued by Wauna Credit Union, or any amount of debt to their account that would cause their balance to exceed the account credit limit. VISA Rewards cardholders will earn Double Rewards Points for purchases conducted in person, and Triple Rewards Points for purchases conducted online through January 31, 2017. Promotion details available at waunafcu.org. Membership with Wauna Credit Union is required. This special Promotion ends January 31, 2017.

2017 Scholarship Applications Available in February!

Applications for our 2017 Scholarship program are available beginning in early February on our website or at any branch. Deadline to submit a completed application is 6:00 p.m. Friday, April 14th. Recipients will be notified prior to June 30, 2017, and announced soon after.

Try TurboTax, Save Up to $15 & get a chance to win $25,000!

Wauna Credit Union has teamed up with TurboTax® to save you up to $15 on TurboTax federal products, and a chance to win $25,000 in the $25,000 Payday Sweepstakes. TurboTax® translates taxes into simple questions about your life, so you don’t need tax knowledge – or an appointment – to get your taxes done right.
• Get your maximum refund. TurboTax searches over 350 deductions and credits to make sure you get your biggest possible refund, guaranteed.
• Be sure nothing gets missed. TurboTax CompleteCheck™ reviews every detail in your tax return, walks you through any final changes, and gives you the green light to file.
• You’re never alone. Connect with an expert live, on-screen to get answers when you need them with TurboTax SmartLook™.

Congratulations Stephanie Sievers! 20 Years at WaunaCU!

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Wauna Credit Union is proud to celebrate Stephanie Sievers 20 year anniversary at Wauna CU!

Stephanie was initially hired in 1996 in preparation to fill a front line vacancy of the employees who were transferring to the new Warrenton Branch scheduled to open in January of 1997.  She started as a teller at the Astoria Branch and then was promoted to Head Teller and then to Loan Officer.  She was then transferred to serve as the Warrenton Teller Supervisor and then promoted to the Warrenton Branch Manager.  She then transferred back to serve as the Astoria Branch Manager.  At that point, Stephanie realized that her heart was in branch operations and went back to serve as the Astoria Branch Operations Manager and Jeff Parker took on the Branch Manager role.

In 2006, Stephanie stepped up and helped to prepare for WCU’s core conversion to CU Answers (WCU’s Core system 2006 – 2013).  She assisted with the in house account cleanup process and the setup of the new core account structure.  This led her to her next promotion of Operations Support Manager which included core support and employee operational training responsibilities.  To better oversee these new responsibilities, she was relocated to the Main Office in Clatskanie.  Since that appointment, the back office operations department she oversees has grown from a one person department to a department of seven which includes, back office operations, compliance, card services, and lending admin.  In 2015, Stephanie was given the title of SVP Operations.

Stephanie shared with me that when she started there was a lot a lot of carbon, paper, and manual processing.  There was micro fiche, fax machines, and you used a machine to manually imprint the dollar amount on the money orders and cashier’s check.  The front line often assisted with checkbook register balancing and everything was recorded through paper statements.  They even used an electric typewriter to fill out account cards, certificates of deposits, and other legal documentation.  My how things have changed and Stephanie has had the privilege of being a part of these exciting changes.

Stephanie is a dedicated and committed employee who truly cares about the members, the employees, and the credit union.  I have enjoyed working side by side with her and wish her many more great memories and exciting successes.

Thank you Stephanie for all that you have contributed!

Please join me once again in congratulating Stephanie on this milestone anniversary!

Sincerely,

Debi Smiley, CMO

 

NOVEMBER Statement Insert: VISA Cards & MoneyDesktop

Enjoy our November 2016  Statement Insert:
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Wauna CU VISA Credit Cards

  • Lower Interest Rates Save Money!
  • Earn More Rewards For Merchandise!
  • EMV-Chip Protected Cards for Security!
  • Balance Transfer Bonus!

It’s Time For Shopping Season!

Watch for exciting news about this Holiday Shopping Season
& our Wauna CU VISA Cards!

“Where Did My Paycheck Go?”

MoneyDesktop & MoneyMobile is here for anyone who has ever asked that question.

  • Budgeting, Spending, & Saving Help Awaits!
  • It’s free & already in your online banking!

OCTOBER STATEMENT INSERT: Call for Nominations!

October 2016 Statement Insert:

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Call For Nominations: 50th Annual Meeting Scheduled For Saturday, March 4, 2017

Wauna Credit Union announces its annual Call for Nominations for the election of members to its volunteer board of directors. Elected officials help to set the direction and the policies for our member-owned, member-directed financial institution.

Qualifying candidates must be at least 18 years of age and in good standing with the Credit Union. Candidate applications are now available at any branch, by mail (call 800-773-3236), and on our website. The deadline to submit a completed application is close of business Thursday, November 10, 2016. The By-Laws do offer a petition option; petition deadline is January 23, 2017. There will be no nominations from the floor during the 50th Annual Meeting.

If you have any questions, please contact the Board Governance Committee Chair, Chrissy Johnston, at 503-728-6124 or
by email at gcomm@waunafcu.org.

Election Information:

The next elections for open positions on the board of directors will be conducted by electronic ballot, commencing January 26, 2017, and concluding at midnight, February 26, 2017. Results from the election will be announced during our 50th Annual Meeting, scheduled for 2:00 p.m. on March 4, 2017, at the Clatskanie Cultural Center (Clatskanie, Oregon).

Is your mind on your money and your money on your mind? We can help…

BALANCE:

Balance is a Financial Education service offered for FREE to all Wauna CU members. Sign up for an account on our website and get tools to help budget, reach saving goals, and learn more about an array of financial topics – from teaching teens about money to navigating a bankruptcy.

Balance offers FREE financial counseling for our members with professional advisors, offering debt repayment advice, home purchase help, and foreclosure prevention solutions.

It’s yours FREE for being a member of Wauna Credit Union! Why? Because our ONLY mission is to provide opportunities to our members to build their financial well-being!

CardValet:

Be proactive in defending your accounts by using the CardValet app. You’ll know every time your debit card is used, and be able to turn it off when not using it!

  • CardValet allows Debit Card users to literally turn their card off & on with one click!
  • CardValet can alert you every time your Debit Card is used!
  • Control your spending by setting up dollar amount limits.
  • Set your Card automatically turn off if it’s more than a certain distance away from you!
  • For Android & Apple!

2016-ICU-Day-Principles[1]International Credit Union Day!

  • October 20, 2016
  • All Branches

Win Prizes in our Website & Facebook contest! Coloring Contest for Kids!!
Stop in any Wauna CU branch for refreshments & to learn more about the Credit Union Movement!

SEPTEMBER STATEMENT INSERT – If you missed our informational insert

September Statement Insert 2016

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Save the paper, reduce the clutter, & be more secure with E-Statements!

  • E-Statements protect your identity better than paper statements.
  • Just click “E-Statements” in Online Banking* to sign up, it’s so easy!

Want to stay up to the minute with Wauna CU’s Updates, Events, Alerts & Occasional Giveaways?

Enjoy great tips on saving, borrowing, and investing?
Do you like to see our staff being wacky, praised, & even promoted?

That’s what’s on our Social Media Channels – Check us out!

The Clatskanie Sign Returns From Its Makeover!

New Clatskanie Signs Mark another Milestone in the Wauna CU Branch Remodel

Wauna CU’s Clatskanie branch had some Special deliveries recently! The monument sign that sits atop a Sphinx-like brick structure has returned with a new, modern face. A new Wauna logo sign appears atop the front door entrance of the branch, AND a brand new LCD display was affixed to the building, ready to share the time, weather and great information to all passersby!

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The Clatskanie branch has been going through a major renovation since April of this year and is finally nearing completion. Phase 4, which includes the second floor operations and administration areas, will soon be finished to accommodate our growing organization and give staff a more modern facility to work in.

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The updated outdoor signage is just another leap in this process. Earlier we launched our new “Financial Center” for members, and out staff was given additional training to allow them to help the member from the beginning to the end of their transaction – whether it’s a simple deposit or a home loan, our Member Consultants are ready, willing and able to assist.

Stay tuned for news on our Grand Re-opening coming this fall!

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August Statement Insert – Back To School & EMV Protection

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August 2916 Statement Insert

Back To School Already?!?!

We’ll help you get ready! Affordable Loan Options for clothes, supplies, tuition, sports, cars, & more! Apply online or on our Mobile App!

Now, Eagle Eye Protection For VISA Debit & Credit Cards!

  • World class fraud protection!
  • A microprocessor on your card!
  • Greater security when shopping!