March Statement Insert

Let Your Home Pick Up the Bill
Whatever you’re dreaming, a HELOC can make it happen.
+get a $50 gift card*
*Upon loan approval, current and new members who open a new home equity line of credit will receive a $50 gift card to a home improvement store of their choice. Retailers will vary by location and availability. These terms are subject to change without notice. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. This promotional offer ends on June 30, 2022. Membership with Wauna CU required to be eligible for this special offer.

24/7 LENDING
NMLS 421867 | Federally Insured by NCUA
Equal Housing Lender

Chose Your Own Loan Adventure
no payments for 90 days +$100
or
1% cash reward +30 days no payments*

Promotion Special Terms: Upon loan approval, current and new members who refinance a qualifying loan currently financed elsewhere to Wauna Credit Union become eligible to choose one of two Loan Reward Promotion offers: Option #1. An immediate Cash Reward equal to 1% of the approved loan value, plus 30-Days No Payment (interest will continue to accrue during the No Payment period); Or, Option #2. An immediate $100 Cash Reward, plus 90-Days No Payments (interest will continue to accrue during the 90-day period). Qualifying Loans: Auto, Truck, SUV, Van, Motor home, trailer, boat, watercraft, motorcycles, side-by-sides, quads, and unsecured loans such as home furnishings, tuition, personal loans, etc. Minimum loan amount to qualify for special terms: $2,000; Maximum Reward allowed is $500 per qualifying loan. These special Reward terms are subject to change without notice. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. This promotional offer ends on June 30, 2022. Note: the promotional cash reward paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date.
Membership with Wauna CU required to be eligible for this special offer.


December Statement Insert

ANNUAL MEETING & BOARD NOMINEE NOTICE

OUR 55TH ANNUAL MEETING WILL BE HELD ON MARCH 8TH AT 6:30pm
ERLENE DARBY LEARNING CENTER | 49249 HWY 30 | WESTPORT, OR
The Board of Directors has approved three nominees for three positions on the Board of Directors from applications submitted by members. Their names and biographical information are included below.

JILL HULT • MEMBER SINCE 2018 • ASTORIA, OR – Jill Hult has been serving on the Board of Directors since 2019. She currently owns I Communicate You—a job development business—and additionally provides résumé and cover letter writing services. Jill recently received a provisional certification as a benefit planning counselor for people who are on SSI/SSDI. Jill will be returning to school to complete her Master’s Degree in Communications at PSU. In her spare time, Jill enjoys spending time with family and friends, volunteering, writing and participating in Vernonia Writer’s Group, hiking, riding bicycles or four wheelers, playing some pickle ball, puzzles, dancing, and yes, admittedly, karaoke!

BETH VAN ELSWYK • MEMBER SINCE 2007 • VERNONIA, OR – Beth van Elswyk is a co-founder/partner of Wiesow Management, an Industrial Hemp Services and Supply company. Beth thrives in the chaos of growth and change with a focus on customer service and training campaigns to create ROI. She credits her ongoing success in challenging business climates to a combination of Matshushita and Drucker Management principles. After a long-term commitment with SMMR Sergeant McDowell’s Military Relief as VP, she now serves on the Hemp Task Force for ASTA American Seed Trade Association and speaks on hemp and regenerative agriculture at various non-profits. When she isn’t hempin’, you’ll find Beth flying her drones at various North Coast scenic venues, creating video content, or with her wife in Long Beach, WA at Funland earning arcade points to win small kitchen appliances.

GEORGE DUNKEL • MEMBER SINCE 2009 • SCAPPOOSE, OR – George Dunkel was born in Astoria and resided in the community of Wauna before moving to Scappoose. He graduated from Linfield College, spending three years in management training with Western Bank in St. Helens. George served as Fire Chief of Columbia River Fire & Rescue for seven years and currently serves as Chair of the Oregon Fire Chiefs Foundation. He also serves on the board of the International Fire Service Training Association and as a member of the Kiwanis Club of St. Helens. George works with local governments as the Administrator of the Consulting Services Program for Special Districts Association of Oregon and believes that his experience, good natured personality, and proactive approach to challenges will assist WCU in meeting its vision. He and his wife of 36 years, Vicki, enjoy their three married daughters/sons-in-law and six grandchildren.

An election will not be conducted by ballot, and there will be no nominations from the floor at the annual meeting when the number of nominees equals the number of positions to be filled, which is currently the situation. Any member who desires to run for the Board may do so now only by a nomination by petition signed by 270 credit union members in good standing 18 years of age or older. An application may be requested by calling 1-800-773-3236, Ext 3124. Completed applications may be mailed to ATTN: Governance Committee P.O. Box 67 Clatskanie, OR 97016 or delivered in person to any branch. Petition applications must be received by close of business on February 1, 2022.

CHOOSE YOUR OWN LOAN ADVENTURE
waunafcu.org 800.773.3236

  • No payments for 90 days and $100
    OR
  • 1% cash reward and no payments for 30 days

    Promotion Special Terms: Upon loan approval, current and new members who refinance a qualifying loan currently financed elsewhere to Wauna Credit Union become eligible to choose one of two Loan Reward Promotion offers: Option #1. An immediate Cash Reward equal to 1% of the approved loan value, plus 30-Days No Payment (interest will continue to accrue during the No Payment period); Or, Option #2. An immediate $100 Cash Reward, plus 90-Days No Payments (interest will continue to accrue during the 90-day period). Qualifying Loans: Auto, Truck, SUV, Van, Motor home, trailer, boat, watercraft, motorcycles, side-by-sides, quads, and unsecured loans such as home furnishings, tuition, personal loans, etc. Minimum loan amount to qualify for special terms: $2,000; Maximum Reward allowed is $500 per qualifying loan. These special Reward terms are subject to change without notice. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. This promotional offer ends on June 30, 2022. Note: the promotional cash reward paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. Membership with Wauna CU required to be eligible for this special offer.

September Statement Insert

Statement Insert page 1

Call for Board Nominations & Notice of our 55th Annual Meeting
Candidate applications are now available for our volunteer Board
of Directors. Apply by picking up an application at your local branch, by mail, or by visiting https://waunafcu.org/about/annual-elections.shtml.
Please submit your completed application by close of business
on Monday, November 8th. You are welcome to deliver applications
in person to any branch or by mail:
Governance Committee, PO Box 67, Clatskanie, OR 97016.
When: March 8, 2022 at 6pm
Where: Erlene Darby Learning Center 49249 Hwy 30 Westport, OR
(pandemic protocols may require a virtual meeting)
Questions? Contact the Board Governance Committee at
gcomm@waunafcu.org.

Member Notice
Starting December 1, 2021, we will begin closing Share Advantage accounts with a $0 balance and no usage for 60 consecutive days, which will close your WCU membership for that account. We will also close other accounts that have a $0 balance and are 365 days from last activity.

Insertar página 2
Convocatoria de nominaciones de nuestra Junta Directiva
y aviso de nuestra 55a reunión anual
Las solicitudes para candidatos ya están disponibles para esta
junta directiva voluntaria. Las solicitudes estan disponibles en su
succursal local o’por correo y tamiben visitando la website de
waunafcu.org/about/annual-elections.shtml.Envíe su solicitud, antes del cierre de operaciones el 8 de Noviembre. Personalmente o por correo en nuestras surcrsales. Lugar, PO Box 67, Clatskanie, OR 97016.
Cuándo: 8 de marzo de 2022 a las 6 pm
Dónde: Erlene Darby Learning Center 49249 Hwy 30 Westport, OR
(protocal pandemicol)
Si tiene preguntas por favor de comunicarse cone al comite de Gobierno.
gcomm@waunafcu.org.
Aviso para miembros
A partir del 1 de Diciembre del 2021,
cerrararemos cuentas “Share Advantage” con saldo de $ 0 y sin uso durante 60 días
consecutivos, y no tendra membresía con WCU. También cerraremos cuentas inactivas con unperiodo de 365 dias de inactividad.

Removal of Most Covid-19 Restrictions

On June 30, 2021 Governors Brown (OR) and Insley (WA) lifted all restrictions regarding COVID-19 precautions that have been in effect since last year. OSHA has still not announced any changes, however, with the guidance from the states, we too are lifting the precautions.

This means:

  • Masks are no longer required in-branch. Anyone is welcome to continue to wear a mask should they feel more comfortable doing so.
  • We are not asking members to prove they’ve been vaccinated in order to enter the branch   
  • Vaccinated staff members have provided the necessary proof to WCU Human Resources 
  • Employees may unmask if they are 2 weeks past their final dose or are fully vaccinated otherwise
  • Employees who do not provide proof of vaccination two weeks past their final does MUST continue to wear a mask at work
  • Employees who are fully vaccinated, verified, and allowed to remove their mask may still choose to wear one

For those wishing to take increased precautions. We recommend all members use our U-Banking online and app banking, which is available 24/7, and our Video Teller Units to conduct your financial transactions and keep yourself safe. If you have questions regarding your accounts, please send us a secure message within U-Banking, or call the Virtual Branch at 800-773-3236 (Monday-Thursday 9 am – 5:30 pm, and Friday 9 am – 6 pm). In addition, our Video Teller Units are available Monday-Thursday 9 am – 5:30 pm, Friday 9 am – 6 pm, and Saturday 9 am – 3 pm)

June 2021 Monthly Statement Insert

Finance your fun for as low as 2.59% APR*

Cascade Crest Insurance may save you more! Ask for a quote.

*Qualifying loan types include motor home, travel trailer, boat, motorcycle, ATV, and watercraft.  Some restrictions apply and rates are subject to change without notice. Rates & terms offered based on applicant’s credit worthiness and term of loan. Membership with Wauna CU required. Federally insured by NCUA. Contact us by calling 800-773-3236 or visiting www.waunafcu.org.

Build Build Refinance with Wauna Credit Union
waunafcu.org, 800-773-3236, 24 7 Lending
Federally Insured by the NCUA, NMLS 421867
Equal Housing Lender

Statment Insert

December Statement Insert – Annual Election

Annual Meeting and Board Nominee Notice

Our 54th Annual Meeting (you’re invited!) will be held on March 16th at 6pm Erlene Darby Learning Center 49249 Hwy 30 Westport, OR

The Board of Directors has approved three nominees for three positions on the Board of Directors from applications submitted by members. Their names and biographical information are included below.

Chrissy Johnston, Incumbent, Scappoose I am excited for the opportunity to continue serving on the Wauna Credit Union Board of Directors. I was born and raised in Scappoose, where I still live today. I’m a mother to three school aged children and a small business owner. Prior to owning my own businesses, I worked for a major bank for 12 years and worked my way up from a teller position to management. After the birth of my son, I left the bank to work for a credit union specializing in training new employees, which gave me a clear understanding of the difference between banks and credit unions. I am passionate about the credit union movement and the credit union philosophy of “people helping people.” I feel that my background and experience allow me to serve on the Wauna Credit Union Board of Directors, with a well-rounded approach and I would be honored to continue to represent the membership.

Jennifer Teeter, Incumbent, Astoria I have served on the Wauna Board of Directors for seven years and have been elected Finance Officer for six of those years. Wauna has grown substantially, in part due to the successful collaboration between members of the board. I would like to continue to be a part of Wauna’s future successes. I am an Audit Manager for Isler CPA, working from my home in Astoria, auditing local governments and non-profits. Before moving to Astoria/Warrenton in March 2013 I worked out of Isler’s office in Eugene. I look forward to continuing to serve you as a member of your board of directors.

Dr. Michael R Hoag, Scappoose I attended Scappoose schools, graduating in 1969. I attended Oregon College of Education (Western Oregon University now) and University of Oregon School of Dentistry ( OHSU ), graduating in 1976. I practiced general dentistry in Scappoose from 1976 until 1988. I then joined OHSU School of Dentistry in 1990 and retired from OHSU in 2010. While at OHSU, I worked in the Department of Restorative Dentistry as an Assistant Professor in the Department of Removable Prosthetics. I also worked in the Department of Behavioral Sciences as an instructor for Preventative Dentistry and as an instructor for Dental Hygiene in Dental Anatomy. For the Scappoose School District, I was an assistant girls basketball coach from 1978-1981 and 2000-2002, Varsity Girls Basketball Coach from 1982-1997. Varsity Softball Coach from 1996-2006. I also held various assistant coach positions in football, baseball and softball during my time there. I am currently an assistant softball coach. I have held leadership positions in the Scappoose Booster Club. I held a board position for Oregon Dental Service (Mada Health) from 1977-1980. I held the president position in the Scappoose Alumni Association from 2000-2010 and presided over two All School Reunions (2005, 2010). I volunteered as a softball coach, baseball coach, umpire and officer for Scappoose Little League for many years. I held a board position for six years in the Portland Softball Umpire’s Association. I officiated in two State 6A Softball Championship games (2011 and 2018) and was honored with the State of Oregon Softball Umpire of the Year in 2018. I was an ASA National Championship Umpire in 2012 for the 23U National Tournament. I have served on the Wauna Credit Union Supervisory Committee since 2016 and have been the chair for the past three years. I continue to be active in my community through working with our youth and alumni associations. I am currently assisting the Scappoose 100 year celebration committee in planning the City of Scappoose’s Centennial Celebration to be held in the summer of 2021. It is very important to give back to the community that has provided a great life for myself and my family. I have been married to Patti Heller for over 25 years and we have four children and eleven grandchildren. I am proud to be part of the Wauna Family and look forward to being part of the Board of Directors.An election will not be conducted by ballot, and there will be no nominations from the floor at the annual meeting when the number of nominees equals the number of positions to be filled, which is currently the situation. Any member who desires to run for the Board may do so now only by a nomination by petition signed by 270 credit union members in good standing 18 years of age or older. An application may be requested by calling 1-800-773-3236, Ext 3124. Completed applications may be mailed to ATTN: Governance Committee P.O. Box 67 Clatskanie, OR 97016 or delivered in person to any branch. Completed applications must be received by end of business on February 4, 2021

Reunion anual y aviso para los nominados de la junta nuestra 54a Reunion Anual se llevara a cabo el 16 de marzo a las 6:00 pm Erlene D arby Le arning Center 49249 Hwy 30 Westp ort, OR

La Junta Directiva ha aprobado tres nominados para tres puestos en la Junta Directiva de las solicitudes presentadas por los miembros. S us nombres e informaci6n biografica se incluyen a continuaci6n.

Chrissy Johnston, titular, Scappoose Estoy emocionado por la oportunidad de continuar sirviendo en la Junta Directiva de Wauna Credit Union. Naef y crecf en Scappoose, donde todavfa vivo hoy. Soy madre de tres ninos en edad escolar y propietaria de una pequena empresa. Antes de ser dueno de mi propio negocio, trabaje para un banco importante durante 12 anos y Trabaje mi camino desde un puesto de cajero a la gerencia. Despues del nacimiento de mi hijo, deje el banco para trabajar para una cooperativa de ahorro y credito que se especializa en capacitar a nuevos empleados, lo que me dio una idea clara de la diferencia entre las bancos y las cooperativas de ahorro y credito. Me apasiona el movimiento de las cooperativas de ahorro y credito y la filosoffa de las cooperativas de ahorro y credito de “la gente ayuda a la gente”. Siento que mis antecedentes y experiencia me penmiten fonmar parte de la Junta Directiva de Wauna Credit Union con un enfoque integral y serfa un honor para mf continuar representando a las miembros.

Jennifer Teeter, titular, Astoria He servido en la Junta Directiva de Wauna durante siete anos y he sido elegido Ofidal de Finanzas durante seis de esos anos. Wauna ha crecido sustancialmente en parte debido a la exitosa colaboraci6n entre las miembros de la junta. Me gustarfa seguir siendo parte de las exitos futuros de Wauna. Soy Gerente de Auditorfa para Isler CPA, trabajo desde mi casa en Astoria, auditando gobiemos locales y organizaciones sin fines de lucro. Antes de mudanme a Astoria/ Warrenton en marzo de 2013, trabaje en la ofidna de Isler en Eugene. Espero seguir sirviendole coma miembro de su junta directiva.

Dr. Michael R Hoag, Scappoose Asistf a las escuelas de Scappoose y me gradue en 1969. Asistf a la Facultad de Educaci6n de Oregon (Western Oregon University ahora) y la Escuela de Odontologfa de la Universidad de Oregon (OHSU), y me gradue en 1976. Practique odontologfa general en Scappoose desde 1976 hasta 1988. Luego me unf Facultad de Odontologfa de OHSU en 1990 y me retire de OHSU en 2010. Mientras estaba en OHSU, trabaje en el Departamento de Odontologfa Restauradora coma Profesor Asistente en el Departamento de Pr6tesis Removibles. Tambien trabaje en el Departamento de Ciencias del Comportamiento coma instructora de Odontologfa Preventiva y coma instructora de Higiene Dental en Anatomfa Dental. Para el Distrito Escolar Scappoose fui entrenadora asistente de baloncesto femenino de 1978-1981 y 2000-2002, entrenadora de baloncesto femenino universitario de 1982-1997. Entrenador de softbol universitario de 1996 a 2006. Tambien ocupe varios puestos de asistente de entrenador en futbol, beisbol y s6ftbol durante mi tiempo allf. Actualmente soy entrenador asistente de softbol. Ocupe puestos de liderazgo en el Scappoose Booster Club. Ocupe un puesto en la junta de Oregon Dental Service (Mada Health) de 1977 a 1980. Ocupe el cargo de presidente en la Asociaci6n de Antiguos Alumnos Scappoose de 2000 a 2010 y presidf dos Reuniones de Todas las Escuelas (2005, 2010). Me ofrecf coma entrenador de softbol, entrenador de beisbol, arbitro y oficial de Scappoose Little League durante muchos anos. Ocupe un puesto en la junta durante seis anos en Portland Asociaci6n de Arbitros de Softbol. Oficie en dos juegos del Campeonato Estatal de Softbol 6A (2011 y 2018) y fui honrado con el Arbitro del Ano de Softbol del Estado de Oregon en 2018. Fui Arbitro del Campeonato Nacional ASA en 2012 para el Torneo Nacional 23U. He servido en el Comite de Supervision de Wauna Credit Union desde 2016 y he sido el presidente durante las ultimas tres anos. He estado activo y sigo siendo activo en mi comunidad a traves del trabajo con nuestras asociaciones de j6venes y ex alumnos. Actualmente estoy ayudando al comite de celebraci6n de las 100 anos de Scappoose en la planificaci6n de la celebraci6n del centenario de la ciudad de Scappoose que se llevara a cabo en el verano de 2021. Es muy importante retribuir a la comunidad que ha brindado una gran vida para mf y mi familia. Estoy casada con Patti Heller desde hace mas de 25 anos y tenemos cuatro hijos y once nietos. Estoy orgulloso de ser parte de la familia de Wauna Credit Union y espero ser parte de la Junta Directiva.

Las elecciones no se llevaran a cabo mediante votacion y no habra nominaciones por parte del publico en la reunion anual cuando el numero de nominados sea igual al numero de puestos por cubrir, que es la situacion actualmente. Cualquier miembro que desee postularse para la Junta puede hacerlo ahora solo mediante una nominacion por peticion firmada por 270 miembros de la cooperativa de ahorro y credito que tengan al dia 18 aiios de edad o mas. Se puede solicitar una solicitud llamando al 1-800-773-3236, Ext 3124. Las solicitudes completadas pueden enviarse por correo a ATTN: Governance Committee P.O. Box 67 Clatskanie, OR 97016 o entregado en persona en cualquier sucursal. Las solicitudes completadas deben recibirse antes del cierre de operaciones el 4 de Febrero de 2021.

Inserto de declaración de Septiembre

Inserto de declaración de Septiembre

Convocatoria de nominaciones de nuestra Junta Directiva
y aviso de nuestra 54a reunión anual
¿Le gusta ayudar a en nuestra comunidad? ¿Le encanta Wauna Credit Union? Entonces usted es quien estamos buscando. Las solicitudes de candidatos ahora están disponibles para nuestra Junta Directiva de Voluntarios. Obtenga más información y presente su solicitud hoy mismo encontrando una solicitud en su sucursal local, por correo, o visitando https://waunafcu.org/about/annual-elections.shtml. Si desea ser considerado por el Comité de Nominaciones de nuestra Junta Directiva, envíe su solicitud completada antes de el cierre de operaciones el viernes 6 de noviembre. Le invitamos a entregar solicitudes en persona a cualquier sucursal por correo. Governance Comitee PO Box 67 Clatskanie, Oregon 97016.
Cuando: Nuestra 54a reunión anual (esta envitado!) se llevará a cabo el 16 de marzo a las 6 p.m.
Donde: Erlene Darby Learning Center 49249 Highway 30 Westport Oregon
Si tiene preguntas, comuníquese con el Comité de la Junta de Gobierno gcomm@waunafcu.org.
Esperamos contar con su presencia!

Nosotros y usted
Financiando su futuro. Ayuda en su presente.
Somos Bienvenidos
waunafcu.org, 800-773-3236, Ayuda 24/7
Asegurado por la NCUA

Aseguranza
Protege lo que amas
cascadecrestinsurance.com, 503-728-4391

September Statement Insert – Call for Board Nominations

Call for Board Nominations & Notice of our 54th Annual Meeting
Do you enjoy being involved in your community? Do you love Wauna Credit Union? Then you are just who we’re looking for! Candidate applications are now available for our volunteer Board of Directors. Learn more and apply today by finding an application at your local branch, by mail, or by visiting https://waunafcu.org/about/annual-elections.shtml. If you would like to be considered by the board’s Nominating Committee, submit your completed application by close of business on Friday, November 6th. You are welcome to deliver applications in person to any branch or by mail: Governance committee, PO Box 67, Clatskanie, OR 97016.
When: Our 54th Annual Meeting (you’re invited!) will be held on March 16th at 6pm.
Where: Erlene Darby Learning Center 49249 Hwy 30 Westport, OR
Questions? Contact the Board Governance Committee at gcomm@waunafcu.org.
We look forward to meeting you!


We Say Yes to Your Mortgage
Purchase, Refinance, Build
800-773-3236, waunafcu.org, 24/7 Lending
Federally insured by the NCUA
Equal Housing Opportunity

Insurance
Protecting What You Love
Individual Needs Welcome
cascadecrestinsurance.com, 503-728-4391

July Statement Insert

Cascade Crest Insurance
Car insurance through your credit union?
And a great rate?
And switching is easy?
Yes, yes and yes.
503-728-4391
www.cascadecredtinsurance.com

Did you recent insurance renewal bring you to tears?
We can help with discounted rates for being a WCU member
Cascade Crest Insurance
Get your free, no hassle quote today
www.cascadecrestinsurance.com