May 2019 Statement Insert

Insert page 1

Get the card that plays!
3.49% Intro APR*
For VISA Rewards so you can play and get paid

10,000 Bonus Points**
After registering at scorecardrewards.com

20,000 Bonus Points**
After account balance exceeds $999.99

* APR: Annual Percentage Rate. This special offer is exclusive to new VISA
Platinum or Rewards credit card accounts opened on or before July 31, 2019.
The special 6-Month Introductory Rate periods (Platinum 2. 99% APR; Rewards
3.49% APR) apply to purchase balances for a maximum of 6 billing cycles
following the account opening date, after which time the cardholder’s regular
Credit Card Account Agreement terms will apply; some restrictions may apply.
Qualifying Rewards credit card accounts are eligible to earn up to 30,000
Bonus Reward Points: 20,000 **Bonus Points if their account balance exceeds
$999.99 on or before August 31, 2019; and/ or 10,000 **Bonus Points when
the account holder creates logon credentials and accesses the Scorecard
Rewards website on or before August 31, 2019. Some restrictions apply;
Membership with Wauna Credit Union is required. This promotional offer ends
July 31, 2019. Promotional details available at waunafcu.org.

Individual Adventures Welcome
This could be yours for $173 per month*
This listed monthly payment is an estimate based on a loan amount
of $7,500 at 4.99% APR* for 48 months. Monthly payments may
vary based on individual credit worthiness and other factors

60-days no payments
Gift Card of up to $250
Finance new or used toys
Move your loan from elsewhere for same terms

*APR: Annual Percentage Rate. Promotional financing terms offered through July 31, 2019, and available for New and Used Purchase loans, and qualifying loans Refinanced from elsewhere to Wauna CU. Qualifying loan types include motor home, travel trailer, boat, motorcycle, ATV, and watercraft. Special terms are subject to change without notice. The loan range to qualify for the promotional terms is $2,000 to $49,999. Approved loans qualify for 60-Days No Payments (interest will continue to accrue during the 60-Days period) plus a VISA Gift Card based on the loan amount: $50 (loan $2,000-$4,999), $100 (loan $5,000-$14,999), $150 ($15,000-$24,999), and $250 (loan $25,000-$49,999). Rates & terms offered based on applicant’s credit worthiness and term of loan. RV-Toy Loan rates start at 4.75% APR for up to 48-months; other rates and terms are also available. Membership with Wauna CU required.

Insert Page 2

Grow Your Business in 2019 Seminar
Presented by Cascade Crest Insurance and Wauna Credit Union
Learn and apply marketing techniques,
commercial lending practices, and business
insurance strategy at this FREE event!
WHEN: June 17th 4PM-5:30PM
WHERE: St. Helens Public Library
WHO: Open to the public
Contact Cascade Crest Insurance at 503.543.5636 or
WCU at 800.773.3236 to learn more

Individuals Welcome at our Long Beach Location
Wauna Credit Union
24/7 Lending | waunafcu.org | 800-773-3236
Federally insured by the NCUA
We’re now a full-service branch at:
910 Pacific Ave • Long Beach, WA

$417
The Average Amount Drivers are Overpaying Each Year for Car Insurance. Source Nerdwallet.com
Should you be paying less for auto insurance? Start a free quote and we’ll help you save.
Cascade Crest Insurance
Save today, get a free quote at www.cascadecrestinsruance.com

April 2019 Statement Insert – Mortgages, Credit Cards, Long Beach Branch, Insurance

April 2019 Statement Insert Page 1

VISA
Contact us today for a new credit card or for a limit increase!
Wauna Credit Union
24/7 Lending waunafcu.org  800-773-3236
Federally Insured by the NCUA

Individuals Welcome at our Long Beach branch
We’re now a full-service branch at:
910 Pacific Ave Long Beach, WA

$417*
The average amount drivers are overpaying each year for car insurance.
Should you be paying less for auto insurance?
Start a free quote and we’ll help you save.

Cascade Crest Insurance
Save today, get a free quote at
www.cascadecrestinsurance.com
*source Nerdwallet.com

April 2019 Statement Insert Page 2

Individual Homeowners Welcome
Home Equity Lines of Credit First-Time Homebuyers Manufactured Homes Investment Property New Construction Primary Residence FHA and VA Loans Bare Land

Wauna Credit Union
24/7 banking waunafcu.org 800-773-3236 NMLS#421867
Federally insured by the NCUA
Equal Housing Opportunity

March Statement Insert

Wauna Credit Union March 2019 Share Statement_Page_1

Open a Jump Start
Youth Savings Account
For a Chance to Win $$$

Wauna Credit Union
Federally insured by the NCUA
24/7 banking
waunafcu.org

Cascade Crest Insurance
Explore and Discover Your World
We’ve Got you Covered
www.cascadecrestinsurance.com
The Freedom to Enjoy Life Doesn’t
Mean Compromising on Protection
Auto/Home/Life/Business/Specialty
503-728-4397

Wauna Credit Union March 2019 Share Statement_Page_2

Roll Into Rebates
Refinance Get 1% cash back 60 days no payments*
All vehicles, watercrafts, off road, unsecured loans, and more can be refinanced!

24/7 Lending, waunafcu.org, 800-773-3236
*Upon loan approval, current and new Wauna CU members who refinance a loan currently financed elsewhere to Wauna Credit Union qualify to receive: 1. an immediate Cash Rebate equal to 1% of the approved loan value; 2. 60-Days No Payments (interest will continue to accrue during the 60-day period); and, 3. Wauna CU will pay the vehicle title transfer fee up to $100 (member is responsible to pay any additional amount). Qualifying Loans: Auto, Truck, SUV, Van, Motor home, trailer, boat, watercraft, motorcycles, side-by-sides, quads, and unsecured loans such as home furnishings, tuition, personal loans, etc.). Minimum loan amount to qualify for special terms: $2,000; Maximum rebate allowed is $500 per qualifying loan. Interest will continue to accrue during the 60-Day No Payment period. These special, promotional financing terms end at close of business April 30, 2019. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Note: the promotional cash rebate paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. Membership with Wauna CU required to be eligible for this special offer.

WaunaCar Roll Into Rebates
1% cash rebate & 60 days no payments* Visit www.waunafcu.groovecar.com today!
*Special “Roll into Rebates” Auto Loan promotion: Wauna Credit Union members (current or new) who finance a qualifying loan (New or Used Auto, Truck, SUV, Van, Hybrid, Electric) using the GrooveCar service are eligible to receive: 1. an immediate Cash Rebate equal to 1% of the approved loan value; and, 2. 60-Days No Payments. Applicants must redeem the “Roll into Rebates” Coupon to Wauna Credit Union during the loan funding period to qualify for the special terms. This Coupon is available only on the Wauna Credit Union page of GrooveCar.com. Interest will continue to accrue during the 60-Day No Payment period. The promotional cash rebate paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. This special offer ends April 30, 2019. Membership with Wauna CU required to qualify for this special offer.

Invest In Yourself
Open or contribute to your IRA with WCU. Save for your future.

February Statement Insert

February Monthly Statement Page 1

Roll into Rebates
Refinance
Get 1% cash back
60 days no payments
All vehicles, watercrafts,
off road, unsecured loans,
and more can be
refinanced!
24/7 Lending l waunafcu.org l 800-773-3236
Upon loan approval, current and new Wauna CU members who refinance a loan currently financed elsewhere to Wauna Credit Union qualify to receive: 1. an immediate Cash Rebate equal to 1% of the approved loan value; 2. 60-Days No Payments (interest will continue to accrue during the 60-day period); and, 3. Wauna CU will pay the vehicle title transfer fee up to $100 (member is responsible to pay any additional amount). Qualifying Loans: Auto, Truck, SUV, Van, Motor home, trailer, boat, watercraft, motorcycles, side-by-sides, quads, and
unsecured loans such as home furnishings, tuition, personal loans, etc.). Minimum loan amount to qualify for special terms: $2,000; Maximum rebate allowed is $500 per qualifying loan. Interest will continue to accrue during the 60-Day No Payment period. These special, promotional financing terms end at close of business April 30, 2019. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Note: the promotional cash
rebate paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. Membership with Wauna CU required to be eligible for this special offer. *Special “Roll into Rebates” Auto Loan promotion: Wauna Credit Union members (current or new) who finance a qualifying loan (New or Used Auto, Truck, SUV, Van, Hybrid, Electric) using the GrooveCar service are eligible to receive: 1. an immediate Cash Rebate equal to 1% of the
approved loan value; and, 2. 60-Days No Payments. Applicants must redeem the “Roll into Rebates” Coupon to Wauna Credit Union during the loan funding period to qualify for the special terms. This Coupon is available only on the Wauna Credit Union page of GrooveCar.com. Interest will continue to accrue during the 60-Day No Payment period. The promotional cash rebate paid to a member may be forfeit if the loan balance is paid in full within 180-days of the
loan funding date. This special offer ends April 30, 2019. Membership with Wauna CU required to qualify for this special offer.

ANNUAL MEETING REMINDER
52nd Annual Meeting is 03/12/2019 at 6:30 PM
Erlene Darby Learning Center
49249 HWY 30 Westport, Oregon
Doors open at 6 PM

February Monthly Statement Page 2

Apply for a Wauna Credit Union Scholarship!
Learn more at waunafcu.org

Wauna Credit Union
Federally insured by the NCUA
24/7 Lending l waunafcu.org l 800-773-3236

INVEST IN YOURSELF
Open or contribute to your IRA with
WCU. Save for your future.

Reminder: Call Cascade Crest Insurance
To Compare My Insurance Rates
503-728-4391
Auto/Home/Life/Business
email: info@cascadecrestins.com
www.cascadecrestinsurance.com

December 2018 Statement Insert – Individuals Welcome, Elite MM,

Page 1

Invest in Yourself
Certificates with special rates starting in January
IRAs included
9-month
13-month
Wauna Credit Union
Learn more in branch or online

Individuals Welcome
You’re not a number. You’re an individual.
waunafcu.org
800-773-3236
Federally Insured by the NCUA

Page 2

Get started on your
Elite Money Market Account
The more you invest, the higher you’ll go
Dazzling rates
Safe and secure
Rate climbs with deposit size Credited monthly

Weighed down by your credit cards
Transfer your balances and save
Transfer online or in branch
Receive 2x the rewards*
2.99% Intro Rate*
waunafcu.org, 800-773-3236
Federally Insured by the NCUA
*APR-Annual Percentage Rate. The special 2.99% Introductory Rate applies to qualifying balance transfers processed through April 30, 2019. The Introductory Rate will begin on the transaction date(s) during the promotion period, and remain in effect through the 6th billing cycle, at which time the account holder’s original Credit Card Account Agreement terms will apply. VISA Rewards accounts also earn two (2) Rewards Points for each $1 of the approved total balance transferred. Balance transfers from other accounts issued by Wauna Credit Union, or any amount of debt which would cause the account holder’s credit card balance to exceed their credit limit, are prohibited. A Balance Transfer Fee of 3% of the total balance to be transferred, or a minimum fee of $20, whichever is greater, will be assessed at the time the balance transfer request is approved. This special promotional offer ends at close of business April 30, 2019. Complete promotion details available at waunafcu.org. Membership with Wauna Credit Union is required.

November Statement Insert – Stuff Your Stocking, Personal Loans

November Statement Page 1

Stuff Your Stocking
Reward yourself this holiday season with our
Wauna Credit Union VISA Rewards card!
Double* rewards points for purchases made in November and December.
Triple* rewards points for purchases on Nov. 22-26 & Dec. 22-26.
New accounts receive 5,000 rewards points.

*Members using their Wauna Credit Union VISA Rewards Credit Card
will earn Double Rewards Points (2-Two Rewards Points for each $1
purchase posted to their account) between November 1 and
December 31, 2018. Members will also earn Triple Rewards Points
(3-Three Reward Points for each $1 purchase posted to their account)
for qualifying purchases made on these dates: November 23 (Black
Friday); November 24 (Shop Local Saturday); November 26
(Cyber-Monday); December 21-24; and, December 26 (Day after
Christmas). New VISA Reward Credit Card accounts opened
November 1-30, 2018, qualify for 5,000 Immediate Rewards Points,
and are eligible for the Double and Triple Rewards Points special offer.
Membership with Wauna Credit Union required. Rewards Points are
non-transferrable. Complete promotion details available at
waunafcu.org. This special offer ends December 31, 2018.

Wauna Credit Union
Apply 24/7
waunafcu.org
800-773-3236
NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency

November Statement Page 2What’s Down Your Chimney?
Something special for our members, a home equity line of credit?
At Wauna Credit Union, home of the Strong Mortgage

Need some extra spending money to make the season merry?
A personal or lifestyle loan might be just the thing Santa ordered!

Equal Housing Opportunity
Apply 24/7
waunafcu.org
800-773-3236
NMLS #421867

September Statement Insert – Call for nominations, International Credit Union Day, IRA, Credit Card

Page 1

Call for Nominations: Join the WCU Board of Directors
Do you enjoy being involved in your community? Do you love Wauna Credit Union? If you answered ‘yes’ to any of the above, then you are just who we’re looking for! Candidate applications are now available for our volunteer Board of Directors. Learn more and apply today by grabbing an application at your local branch, by mail, or by visiting
https://waunafcu.org/about/annual-elections.shtml. If you would like to be considered by the board’s Nominating Committee, submit your completed application by close of business on Friday, November 5, 2018. You are welcome to deliver applications in person to any branch or by mail: Governance committee, PO Box 67, Clatskanie, OR 97016. Our 52nd Annual Meeting (you’re invited!) will be held on Tuesday, March 12, 2019, 6:30 pm at the Erlene Darby Learning Center, located at 49249 Hwy 30, Westport, Oregon. Questions? Contact the Board Governance Committee at gcomm@waunafcu.org. We look forward to meeting you!

October 18, 2018 Is International Credit Union Day
This year, we’re celebrating International Credit Union Day’s platinum anniversary, a chance to look back after 70 years and be thankful for the lives and communities that have been improved by the unique principles and actions of our movement. Stop by a Wauna CU branch to celebrate or use the hashtag
#PlatinumliningFound on Twitter, Linkedln, Facebook, and Instagram to tell us how your credit union has made a difference.

Wauna Credit Union
waunafcu.org
800-773-3236
Apply 24/7
NMLS# 421867
Our mission is to provide opportunities for
our members to build their financial well-being

NCUA
All deposits up to $250,000 are insured
by the National Credit Union
Administration, and backed by the full
faith and credit of the U.S. government.

 

Page 2

Looking to grow your savings?
Find out about our IRA program and let Wauna Credit Union help you build your financial well-being.

Bank Transfer Day, Wednesday, November 5, 2018
Move your big bank accounts over to a credit union. Transferring your accounts is easy with WCU’s Click Switch. By moving completely over to a credit union, you’ll begin to own your banking experience, and keep your money in the Community.

Go to waunafcu.org to find out how you can win tickets to the big game in February just for using your WCU Visa.

Your Wauna Credit Union Visa card is packed full of features and benefits that make it the best choice for your everyday purchases, and your big ticket items.
Every WCU card comes with:
VISA Checkout, Wauna Credit Union’s newest tool to add convenience and help ensure secure online transactions.
Mobile Wallet puts your credit or debit card directly on your mobile device. It’s a more simple and more secure way to make payments. Our cards now support Apple Pay, Google Pay, and Samsung Pay.
Account Updater makes it easier for you to make sure your automatic payments are up-to-date and accurate with participating merchants when you get a new card number.
VISA 3-D Secure is VISA’s new and improved way to ensure that rightful owner of the VISA account. All members are automatically protected.

August Statement Insert – Elite Money Market, Adopt a Teacher, Strong Mortgage

August Statement Insert Page 1

Introducing Elite Money Market Account
The more you invest, the higher you’ll go
Federally insured by NCUA

August Statement Insert Page 2

Wauna Credit Union
waunafcu.org
800-773-3236
Apply 24/7
NMLS# 421867
Our mission is to provide opportunities for
our members to build their financial well-being

NCUA
All deposits up to $250,000 are insured
by the National Credit Union
Administration, and backed by the full
faith and credit of the U.S. government.

Home of the Strong Mortgage
Dennis S. – Clatskanie
Equal Housing Opportunity

Adopt a Teacher
Learn more on our
Facebook page

 

 

 

June Statement Insert – Auto Loans, Go Places With VISA Strong Mortgages

Apply for an auto loan 24/7

It’s 1 a.m., and you just got approved
for an auto loan over the phone. Boom!
You’ll be car shopping in the morning.
At Wauna Credit Union, this is what we do!
24/7 Loan applications by phone!
800-773-3236
Federally Insured by NCUA
Equal Housing Opportunity

Strong Mortgages and Go Places With VISA

Strong Mortgages
From Wauna Credit Union
Apply 24/7
800-773-3236
waunafcu.org
Equal Housing Opportunity

Go Places w/VISA
For the best rates, rewards,
convenience & security, take our
Wauna Credit Union VISA Credit
Card everywhere you go!

March Statement Insert – WaunaCar, Loan Rebate, Scholarship, Annual Meeting

Statement page 1 - full text belowCALLING ALL STUDENTS!
Scholarship applications are due by April 16th!
Don’t miss out on the chance tosnag some help
for higher education!
Application at waunafcu.org.

51st ANNUAL MEETING
Tuesday, March 20, 2018
Business Meeting at 6:30pm
at the newly dedicated Erlene Darby Learning Center
49249 Hwy 30, Westport, Oregon
Doors open at 6 pm / Light refreshments served
Come see our democracy in action!

TurboTax
Wishing You Many Happy Returns
From TurboTax
Members: Get a discount when you use Turbo Tax from waunafcu.org

Need a loan? Apply day or night, even on the weekends
at: 800-773-3236 waunafcu.org

Statement page 2 - full text below

Trade In Your Loan
Get 1%* Cash Back! 60 Days No Payments!
For Auto, Boat & RV loans, or other Unsecured Debt from Elsewhere.
*Special Promotional Terms: Refinance a qualifying loan (Auto, Truck, SUV, Van, RV-motor home, trailer, boat, motorcycle, watercraft; or, Closed-end, Unsecured loan), currently financed elsewhere, and qualify to receive: 1. An immediate Cash Rebate equal to 1% of the approved loan value [Note: the full amount of the promotional cash rebate remitted to member may be forfeit if less than 50% of the total funded loan balance remains in the account 120 days after the loan funding date]; and, 2. 60-Days No Payments (interest will continue to accrue during the 60-day period). Wauna CU will also pay the vehicle title transfer fee up to $100 (member is responsible to pay any additional amount). Minimum loan amount to qualify for special terms: $2,000; Maximum rebate allowed is $500 per loan. These special financing terms end at close of business April 30, 2018. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Membership with Wauna CU required to qualify for this special offer.

Wauna Car To Love?
Use “WaunaCar” to find your next auto!
Finance with us for cash back & special term!
Learn more at waunafcu.org

NOTICE OF CHANGE
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE
The following information pertaining to debit cards is added to the Electronic Fund Transfers Agreement and Disclosure that was previously provided to you:Card Information Updates and Authorizations. If you have authorized a merchant to bill charges to your card on a recurring basis, it is your responsibility to notify the merchant in the event your card is replaced, your card information (such as card number and expiration date) changes, or the account associated with your card is closed. However, if your card is replaced or card information changes, you authorize us, without obligation on our part, to provide the updated card information to the merchant in order to permit the merchant to bill recurring charges to the card. You authorize us to apply such recurring charges to the card until you notify us that you have revoked authorization for the charges to your card. Your card is automatically enrolled in an information updating service. Through this service, your updated card information (such as card number and expiration date) may be shared with participating merchants to facilitate continued recurring charges. Updates are not guaranteed before your next payment to a merchant is due. You are responsible for making direct payment until recurring charges resume. To revoke your authorization allowing us to provide updated card information to a merchant, please contact us.Theterms of the Electronic Fund TransfersAgreementand Disclosure (Agreement) are revised as described above.Please keep a copy of this Notice with the Agreement. Except as set forth in this Notice, the Agreement is unaffected and shall continue in full force and effect in accordance with its terms. If there is a conflict between this Notice and the Agreement, the terms of this Notice will prevail.