Your really local credit union

hWelcome to U-Banking

U-Banking Logo

What is U-Banking?

  • Everywhere – Transfer money, deposit checks, and pay your friends all at the tips of your fingers, whether you’re in-branch, online, or on your mobile device.
  • Customizable – Make your online and mobile banking experiences your own.
  • Easy – One-time passcodes and multifactor authentication offers quick-access. With our new mobile app, login using only your fingerprint.
  • Bill Pay  With upgrades come ease. Our frictionless platform delivers convenient options so you can pay your bills with a single ‘click.’
Money Management – Budgeting is key to a stress-free life. Enjoy a free-flowing money manager with a personal financial management tool powered by MX (Money Desktop).

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If you have more questions please read the Frequently Asked Questions here.

What to do first

Login for the first time

Confirm your settings and set up alerts

Download the app 

MX (Money Desktop/Manage your money)



Mobile Deposit


Set up U-Banking online banking

  • Login for the first time using the login
    • If you have logged in recently 
      -Use your member number in the User Name field
      -Use the last 4 digits of the primary account holder's social security number as the password
      -You will be asked to verify your account via phone call, text, or email
       -If you are repeatedly required to verify your account confirm you are not in Private Browsing/Incognito mode, then follow the instructions found here.  
       -Verification emails can take up to 15 minutes to arrive in your inbox  
      -You will be prompted to change your username, password, and method of verification after login completion
      -Watch the video here
    • If you have not logged in to online banking in the past 6 months
      -Click on the register button
      -Enter your member number in the member number field
      -You will be asked to verify registration either by call, text, or email. It is recommended you have a writing utensil on hand if you chose by call
      -The PIN is the last 4 digits of the primary account holder's social security number
      -You will be prompted to change your username, password, and method of verification after login completion
  • Browser Issues
    • U-Banking supports all modern web browsers (Chrome, Firefox, Internet Explorer, Microsoft Edge)

    -This is done to help protect your security. A list of supported browsers can be found here.

      -If you are using a supported browser and still having trouble, try clearing your browser cache by following the instructions found here.
  • Confirm Your Security Settings and Set Up Alerts
    • We recommend taking this opportunity to ensure your security settings and preferred methods of communication are up-to-date

    -Go to MySettings

      -You will  have the opportunity to add additional phone numbers, and chose the way you prefer to be contacted on the account (email, text, or phone call)
      -To enable for text verification scroll to the bottom of the page to Security Options and enable text
      -You can add up to two phone numbers, all numbers are automatically set as voice calls, but that can be changed
    • Set up automatic alerts to let you know if accounts have a low balance, large withdrawals, or experience other important activities 
      -Go to Account, then select Personal Information, and click on Alerts & Notifications
      -Follow the prompts to set up alerts
    • See screenshots here or watch the video here
  • Download the New Wauna CU Mobile App


    • Our vastly improved mobile app is available for Apple and Android (supported on Android 5.0 and later). It gives you full access to your account information, right from the palm of your hand! Securely view your account balances and transaction history, access BillPay, transfer funds, receive alerts and instant messages, even apply for loans and mortgages.


    I O S Download Link

    U-Banking App on Google Play

Other Questions

  • What are the new rules for Mobile Deposit?
      While not a direct result of U-Banking, there are new rules governing mobile deposit funds availability. Please see our Mobile Deposit Page for a detailed explanation of the new procedures.