March Statement Insert – WaunaCar, Loan Rebate, Scholarship, Annual Meeting

Statement page 1 - full text belowCALLING ALL STUDENTS!
Scholarship applications are due by April 16th!
Don’t miss out on the chance tosnag some help
for higher education!
Application at waunafcu.org.

51st ANNUAL MEETING
Tuesday, March 20, 2018
Business Meeting at 6:30pm
at the newly dedicated Erlene Darby Learning Center
49249 Hwy 30, Westport, Oregon
Doors open at 6 pm / Light refreshments served
Come see our democracy in action!

TurboTax
Wishing You Many Happy Returns
From TurboTax
Members: Get a discount when you use Turbo Tax from waunafcu.org

Need a loan? Apply day or night, even on the weekends
at: 800-773-3236 waunafcu.org

Statement page 2 - full text below

Trade In Your Loan
Get 1%* Cash Back! 60 Days No Payments!
For Auto, Boat & RV loans, or other Unsecured Debt from Elsewhere.
*Special Promotional Terms: Refinance a qualifying loan (Auto, Truck, SUV, Van, RV-motor home, trailer, boat, motorcycle, watercraft; or, Closed-end, Unsecured loan), currently financed elsewhere, and qualify to receive: 1. An immediate Cash Rebate equal to 1% of the approved loan value [Note: the full amount of the promotional cash rebate remitted to member may be forfeit if less than 50% of the total funded loan balance remains in the account 120 days after the loan funding date]; and, 2. 60-Days No Payments (interest will continue to accrue during the 60-day period). Wauna CU will also pay the vehicle title transfer fee up to $100 (member is responsible to pay any additional amount). Minimum loan amount to qualify for special terms: $2,000; Maximum rebate allowed is $500 per loan. These special financing terms end at close of business April 30, 2018. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Membership with Wauna CU required to qualify for this special offer.

Wauna Car To Love?
Use “WaunaCar” to find your next auto!
Finance with us for cash back & special term!
Learn more at waunafcu.org

NOTICE OF CHANGE
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE
The following information pertaining to debit cards is added to the Electronic Fund Transfers Agreement and Disclosure that was previously provided to you:Card Information Updates and Authorizations. If you have authorized a merchant to bill charges to your card on a recurring basis, it is your responsibility to notify the merchant in the event your card is replaced, your card information (such as card number and expiration date) changes, or the account associated with your card is closed. However, if your card is replaced or card information changes, you authorize us, without obligation on our part, to provide the updated card information to the merchant in order to permit the merchant to bill recurring charges to the card. You authorize us to apply such recurring charges to the card until you notify us that you have revoked authorization for the charges to your card. Your card is automatically enrolled in an information updating service. Through this service, your updated card information (such as card number and expiration date) may be shared with participating merchants to facilitate continued recurring charges. Updates are not guaranteed before your next payment to a merchant is due. You are responsible for making direct payment until recurring charges resume. To revoke your authorization allowing us to provide updated card information to a merchant, please contact us.Theterms of the Electronic Fund TransfersAgreementand Disclosure (Agreement) are revised as described above.Please keep a copy of this Notice with the Agreement. Except as set forth in this Notice, the Agreement is unaffected and shall continue in full force and effect in accordance with its terms. If there is a conflict between this Notice and the Agreement, the terms of this Notice will prevail.

January Statement Insert – 60 Days No Payments 1% Cashback, IRA, TurboTax

Looking for a Loan to Love?
60 Days No Payments!
1% Cash Rebate!*
& your title transfer is our treat!
That’s why we’re offering to take your less-than-loveable-loan from elsewhere & delight you with a Wauna Credit Union loan!
At Wauna Credit Union, we want to spark that special feeling
in your heart when you think of us. Apply online or by phone,
waunafcu.org l 800-773-3236
24 hours a day, 7 days a week
*Special Promotional Terms: Refinance a qualifying loan (Auto, Truck, SUV, Van, RV-motor home, trailer, boat, motorcycle, watercraft; or, Closed-end, Unsecured loan), currently financed elsewhere, to Wauna Credit Union, and qualify to receive: 1. An immediate Cash Rebate equal to 1% of the approved loan value [Note: the full amount of the promotional cash rebate remitted to member may be forfeit if less than 50% of the total funded loan balance remains in the account 120 days after the loan funding date]; 2. 60-Days No Payments (interest will continue to accrue during the 60-day period); and, 3. Wauna CU will also pay the vehicle title transfer fee up to $100 (member is responsible to pay any additional amount). Minimum loan amount to qualify for special terms: $2,000; Maximum rebate allowed is $500 per qualifying loan. These special, promotional financing terms end at close of business April 30, 2018. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Membership with Wauna CU required to qualify for this special offer.

It’s Time!
Competitve rates and easy, automatic deposits are just a few of the benefits.
Talk to one of our experts & find out how easy retirement planning can be!
To Start An IRA We can help you start an IRA that won’t hurt your wallet,
but will make fora great future!


Scholarship Applications are available now at waunafcu.org. Deadline to apply is April 16, 2018. We encourage high school seniors and college students to apply, prior recipients are welcome to reapply. #WaunaCares

Use TurboTax to file and be entered to win $25K! Plus, get a member discount when you use Turbo Tax through the link at waunafcu.org!

Community Builder 11 mo. Certificate Account
1.35% APY* Enjoy a higher rate of return
while saving for the future & helping your community thrive!
$500 min. *details at waunafcu.org

ADDENDUM TO
ELECTRONIC FUND TRANSFERS AGREEMENT
AND DISCLOSURE
The following information pertaining to debit cards is added to the Electronic Fund Transfers Agreement and Disclosure:
Card Information Updates and Authorizations. If you have authorized a merchant to bill charges to your card on a recurring basis, it is your responsibility to notify the merchant in the event your card is replaced, your card information (such as card number and expiration date) changes, or the account associated with your card is closed. However, if your card is replaced or card information changes, you authorize us, without obligation on our part, to provide the updated card information to the merchant in order to permit the merchant to bill recurring charges to the card. You authorize us to apply such recurring charges to the card until you notify us that you have revoked authorization for the charges to your card.
Your card is automatically enrolled in an information updating service. Through this service, your updated card information (such as card number and expiration date) may be shared with participating merchants to facilitate continued recurring charges. Updates are not guaranteed before your next payment to a merchant is due. You are responsible for making direct payment until recurring charges resume. To revoke your authorization allowing us to provide updated card information to a merchant, please contact us.
This Addendum revises the terms of the Electronic Fund Transfers Agreement and Disclosure (Agreement). Please keep a copy of this Addendum with the Agreement. Except as set forth in this Addendum, the Agreement is unaffected and shall continue in full force and effect in accordance with its terms. If there is a conflict between this Addendum and the Agreement, the terms of this Addendum will prevail.

Statement Insert -November 2017 Supercharge Your Card, Extra Rewards

November Statement Insert Page 1

Sleigh The Season With Double and Triple Rewards Points
Shop with a Wauna Credit Union Rewards VISA Credit Card
to earn DOUBLE Rewards Points during November and December!
Earn TRIPLE Rewards Points November 23-27 and December 24th!

*VISA Rewards Credit Cardholders will earn double rewards points for purchases during November and December 2017. They earn triple rewards points for purchases conducted November 23 through November 27 and on December 24, 2017. Rewards Points are not transferable. Complete promotion details available at waunafcu.org. Membership with Wauna Credit Union is required. This special offer end December 31, 2017.

Who Says You Need Snow For a Festive Holiday?
Get a Vacation Loan from Wauna Credit Union and celebrate with your toes in the sand (instead of wool socks and boots)

Wauna Credit Union. Trusted since 1967.
800-773-3236, waunafcu.org, NMLS 421867

November Statement Insert Page 2

Supercharge Your Card
Introducing VISA 3-D Secure
Get your online purchases authenticated automatically!
Mobile Wallet
Make your phone your wallet! No more lost cards!
Samsung Pay, Android Pay, Apple Pay
Card Valet
A free app for security!
Alerts you every time your card is used.
Turn your card off and on
Set spending limits
Plus we now offer VISA Account Updater, so when you get a new card all of your autopays update.

Statement Insert – August 2017 – Back-to-School, VISA for Vacation, Summer of Adventure

Wauna Credit Union August monthly statement

Counting Down? Your Secret is safe with us!
Let Wauna Credit Union help you gather all that school gear without wringing out your wallet! Clothes, supplies, computers, even tuition – We’ve got you covered with a variety of options: Try our Instant Money Loans, Personal Loans, and/or VISA Credit Cards!

Wauna Credit Union: Trusted since 1967
800-773-3236
waunafcu.org
NMLS# 421867
NCUA Federally Insured by NCUA
Wauna Credit Union membership is open to anyone who lives, works, attends or worships in Clatsop, Columbia and western Washington County in OR, or Pacific County in WA.

VISA for Vacation
For the perfect vacation, take a Wauna Credit Union VISA Rewards or Platinum Credit Card Along!
Low interest & few fees make our credit card a must in you wallet!
Apply online 24/7!

Summer of Adventure!
Have Fun Now!
Get that RV, Boat, Motorcycle, or Sport Vehicle today, with a great Wauna CU loan and create your own Summer Adventures!
The most affordable lender in town!

March Statement Insert

Put 1% In Your Pocket!
Move Your Loan To Wauna CU
Get Cash Back & 60 Days No Payments!
On any Auto Loan, RV Loan, or Unsecured Debt of $5k or more.
https://waunafcu.org/loans/current-loan-promotion.shtml

Special Financing Terms:  Refinance a qualifying loan (Auto, Truck, SUV, Van, Hybrid, Electric; or, Recreational Vehicle; or, a Closed-end, Unsecured), currently financed elsewhere, to Wauna CU and receive: 1. An immediate Cash Rebate equal to 1% of the loan value; and, 2. 60-Days No Payments (interest will continue to accrue during the 60-day period). Wauna CU will also pay the title transfer fee up to $77 (member is responsible to pay any additional amount).  Minimum loan amount to qualify for special terms: $5,000; Maximum rebate allowed is $500 per loan. These special financing terms end at close of business May 13, 2017. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Membership with Wauna CU required to qualify for this special offer.

Warm up with a Home Loan from Wauna Credit Union
It’s the Cocoa Nights of Winter!

Come to Wauna Credit Union for any Home Loan, Refi, or HELOC, and get a pair of Limited Edition Wauna CU mugs – with Hot Cocoa! While supplies last.

Wauna CU Members enjoy Discounts on all TurboTax products!
Get your biggest refund ever!
Use it right from our website
https://waunafcu.org/services/turbo-tax.shtml

Wauna Credit Union
Waunafcu.org
800-773-3236

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