Real Estate & Mortgage Loans

Individual Homeowners Welcome

Melendez Family Wauna Credit Union currently serves just over 25,000 Individuals. That means 25,000 different definitions of home. Because we all have a different definition of home and different home needs, we offer a variety of home loans for every type of building and every budget - from first time homeowners, to those looking for a weekend getaway, or an investment property. Our knowledgeable Mortgage Team are your neighbors in the community, and they will do all they can to help you find the perfect loan.

How Do I Get a Mortgage

Watch this short video on getting pre-approved for a mortgage.

How do you get a strong mortgage? Watch the video below and learn the 1......2......3

Primary Residence
New Construction
Investment Property
Bare Land
USDA, FHA , VA and IRRRL Loans
Manufactured Homes
First-Time Buyers

current rates apply online Calculators

Home Improvement and Equity Loans*

Home Equity Loans are the perfect way to fund those projects.

We are ready to answer your questions, or take your application at 800-773-3236! Apply online or by phone 24 hours a day, seven days a week.

*Home Equity Line of Credit loans offered on approved credit. Applicant’s interest rate and credit limit will be determined based on individual credit worthiness. Verification of income is required. Property insurance is required. If the property is located in a Special Flood Hazard Area we will require you to obtain flood insurance if it is available. Some restrictions apply. Non-members may apply for a HELOC; Membership with Wauna Credit Union is required for a HELOC to be funded. Visit waunafcu.org for member eligibility details.

NMLS# 421867