Statement Insert – October 2017 Mobile Wallet, International Credit Union Day, Board of Directors Nominations, Account Updater, IRA

Quarterly Insert-OCT2017 Page 1Quarterly Insert-OCT2017- Page 2

Page 1
Mobile Wallet Is Here!
Wauna Credit Union just turned your phone into your wallet! We have agreements with the three major mobile wallet providers (Apple, Alphabet (Google/Android), and Samsung) so you can use your Wauna Credit or Debit cards with their mobile payment apps.
Signing up is simple. Pick your favorite mobile wallet, be it Apple Pay, Android Pay, or Samsung Pay, and add your Wauna Credit Union VISA or Debit card, then shop at participating locations.
With your Wauna Credit Card loaded on your mobile wallet, you can simply pay with your phone. Just tap it to the payment station and go on as normal — you don’t even need to open the app.
Samsung Pay, Android Pay, Apple Pay

Call for Nominations
Join our Board of Directors
Flip the page to learn how

International Credit Union Day is Oct. 19!
We’re Celebrating All Month
As a member/owner of Wauna Credit Union, you are taking an active role in one of the most vital democratic movements in the entire world!
Credit Unions are financial cooperatives. We improve communities and the lives of those in the community by helping people buy homes & cars, borrow & save money, and of course build credit. As a not-for-profit entity, instead of making profits, any extra income we earn goes back to our members in the form of lower rates & fees.
Please stop in any branch to help celebrate this great union! We’ll be giving away freebies, and members can win $$ all month! Plus, we’ll have snacks and raffles on Oct. 19 for the official ICU Day. See you there!

Page 2
Call for Nominations! Join Our Board of Directors
51st Annual Meeting Scheduled For Tuesday, March 20, 2018
Wauna Credit Union announces its annual Call for Nominations for candidates for the 2018 elections for its member-elected, volunteer Board of Directors. Elected officials help to set the direction and policies for our member-owned, member-directed financial institution.
Qualifying candidates must be a current Wauna CU member, at least 18 years of age, their membership shall be in good standing, and any potential conflict of interest does not exist, such as a close personal relationship with a Wauna CU official or employee. Other conditions may apply. Qualifying candidates will be interviewed by the Credit Union Governance Committee, which is responsible to select the final slate of candidates for the 2018 election. Candidate applications are now available at any branch, by mail (call to request: 800-773-3236), and on our website. The deadline to submit a completed application is close of business Friday, November 10, 2017. The By-Laws do offer a petition option; petition deadline is February 8, 2018. There will be no nominations from the floor during the 51st Annual Meeting.
If you have questions, please contact the Board Governance Committee Chair, Chrissy Johnston, at 503-728-6124 or by email at
The next elections for open positions on the Board of Directors will be conducted by electronic ballot, commencing February 14, 2018, and concluding at Midnight, March 14, 2018. Election results will be announced during the business meeting of the 51st Annual Meeting, Tuesday, March 20, 2018, 6:30 p.m. at the Wauna Credit Union Learning Center, 49249 Hwy 30, Westport, Oregon.

New Card? No problem!
VISA Account Updater
Wauna Credit Union is proud to announce VISA Account Updater, a free, automatic service for members who have automatic payments connected to their WCU debit or credit cards.
Now, when you get a new Debit or Credit Card, VISA Account Updater automatically updates all of your installment payments and subscription services with participating merchants. That means no more missed payments when your card expires or needs replacing.
We’re working every day to make life easier for you.

Live For Today!
Plan for Tomorrow
Starting an IRA to save for retirement or your children’s college education can be easy and pain free. Speak to a Member Consultant at any Wauna CU branch to learn just how simple saving for the future can be.
We’ll help you play more and worry less.

Important Notice: For Holders of IRAs
Payments from your IRA are subject to federal income tax withholding, unless you elect no withholding. You may change your withholding election at any time prior to your receipt of payment. To change your withholding election, complete the appropriate form provided by Wauna Credit Union. Withholding from IRA payments, when combined with other withholding, MAY relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient.