Friday, Feb. 26: Wauna CU holds “Sgt. Goodding Day” fundraiser for fallen police officer

IMG_2111Wauna Credit Union staff is holding a fundraiser this week to raise money for the family of Sgt. Goodding, the Seaside police officer tragically killed in the line of duty.

On Friday, Feb. 26, Wauna CU staff will be wearing memorial bracelets for Sgt. Goodding, and we will be giving them out to anyone who donates to our fundraiser.

This is such a tragedy for our communities, we felt compelled to do something! This is an unofficial fundraiser, it’s just us doing what we can to help. Donations can also be made at: http://www.oregonfallenbadge.com/news/seaside-police-line-of-duty-death.html

100% of all donations we collect will go directly to the Goodding family. If you would like to participate in our staff’s fundraiser, stop in any of our seven branches. We will give out bracelets while supplies last, and special memorial cards supplied to us by the Seaside Police Department.

Our hearts grieve for the Goodding Family, and for his brothers and sisters on the police force.

Thank you!FullSizeRender

Meet our CEO Robert Blumberg

People always say Credit Unions are different than banks, but how and why is not so easily understood. One of the goals of this blog is to improve understanding about that difference, and part of doing that is getting to know the people who make up our credit union.

Robert BlumbergJust like a bank, we have a CEO, and while our CEO has a nice office and a company car, his office doubles as a conference room, and the car was purchased used. There’s no private jets or big stock options here, just a hard working person doing their best to guide staff and keep the Credit Union growing.

To find out more, The Wonderful World Of Wauna recently caught up with our own CEO, Robert Blumberg, to find out what drives him.

Though a majority of our staff at Wauna CU are lifelong Oregonians, some have come from farther away, and Robert may have come the farthest! He grew up in South Africa and came to the USA in 1980 after finishing college in Johannesburg.

“I have always been interested in numbers, and at school I excelled at Math, so in college I studied accounting.”

Robert immigrated to the United States to begin his career in the accounting department of a small bank in Los Angeles. He worked his way up to Controller, and then Chief Financial Officer (CFO) before moving on to larger banks, including time as the VP of Compliance at the First Bank of Beverly Hills.

Then, in 2000 Robert saw the “Credit Union light” and jumped ship, moving to MaPS Credit Union in Oregon as their Chief Financial Officer (CFO).

Robert explains, “The motto of the credit union movement is people helping people. That speaks volumes to me – that we are not serving shareholders whose interests are to maximize their return on their investment.”

Robert came to Wauna Credit Union as CEO over eight years ago, during that tumultuous time when housing bubble had burst, and things in the financial world were in upheaval, but he held fast to the ideals of the Credit Union movement, and the reins of the Wauna Credit Union and managed to contine to grow Wauna Credit Union! We know have more than $197 million in assets and 22,000 members.

As a father of four, Robert tries to instill good money habits in his children. “I try to teach my children to be responsible with their money.” He adds, “My parents never built on their net worth and unfortunately spent all the money they earned.”

As far as his favorite Credit Union service, Robert says, perhaps not surprisingly, “Wauna’s debit card can be used all over the world and at the ATMs all over the world giving the best exchange rate. I can also access my checking account using the largest branch and ATM network at over 5,000 shared branches and 30,000 ATMs located in all 50 states. No bank in our nation can offer such a large network of branches and ATMs while at the same time offering our members a personal touch.”

In Service Training Day 2016

Super SluethsOn Feb. 15th, while banks and government offices were enjoying a three day weekend, the entire staff of Wauna Credit Union met at the newly renovated Clatskanie Cultural Center in downtown Clatskanie for what Credit Unions call an “In-Service Day” or “All-Team Day”.

It is a day to recognize various employees for achievements, introduce new staff members to the entire team, do team building exercises, and learn from guest speakers. It’s an extra-special day for Wauna Credit Union, as our branches are spread over more than 100 miles, so we don’t get to see many of our team members on a regular basis.

Game2This year, we learned about four types of personalities: Talkers, Doers, Supporters, and Controllers, and how each plays an important role in keeping our organization growing, and that each has a different way of thinking and reacting, and how to work with people of differing personality styles in a productive way.

Team TalkersWe had a guest speaker, our CEO Robert gave a great talk as well. There were activities, team building games, a nice lunch, and even ice cream sandwiches!

In the end, working together, spending time as a full group, seeing people we often only talk to on the phone or via email, and renewing our commitment to the Credit Union Difference and our “People Helping People” philosophy was way batter than sleeping in on a Monday!

Training VP
Our Training-VP Danea.
Super Slueths
Team Super Sleuth, St Helens and Scappoose.
Team Day Start
A word from our CEO Robert, and the backs of our cool t-shirts.
Game2
Team building game.
Game1
Team building games, and again our cool shirts.
Team Controllers
The Controllers of Wauna CU!
Team Supporters
The Supporters of Wauna CU!
Team Talkers
The Talkers of Wauna CU.
Team Doers
The Doers of Wauna CU.

Refinance Special – Move your loan to us and save!

snowboard rebate version 3Wauna Credit Union has expanded its annual Auto Loan rebate program to include all RVs, boats and toys, as well as installment loans with a balance over $5000!

This is a great opportunity to get a cash rebate, enjoy 60 days without payments, and it may even lower your interest rate or monthly payment.

Learn More: https://waunafcu.org/loans/current-loan-promotion.shtml

VOTING OPENS for our Board of Directors – Enter to win $50!

Go-Vote-500x500[1]Democracy In Action! Wauna Credit Union Board of Directors Elections: Vote Now!

Like a bank, Wauna Credit Union has a Board of Directors, but the difference is, our Board is made up of volunteers, who have the same $5 share of ownership in the Credit Union that you or I do. They are not serving for high pay and dividends, they are civic minded people elected by credit union members who vote annually.

Our Board of Directors help govern and lead the credit union to best serve its member-owners. A credit union is not for profit like a bank is, it is for improving the lives of its members with financial services, education, and assistance, and that is all. Any profit made is returned to Credit Union members via lower interest rates and fees, higher yields, and community support.

At Wauna Credit Union the time to vote is here – From February 1 until Midnight on March 1, 2016, all members in good standing & who are 18 or over, are encouraged to vote for up to 4 candidates.

All members are also eligible to run for our Board of Directors, each autumn we have a Call For Nominations to invite all interested members to apply for candidacy.

To be part of our democracy in action, please vote: https://waunafcu.org/about/annual-elections.shtml

FUNDRAISER: Trailblazers Tickets Raffle – Win Big & Help A Good Cause!

Great Community Fundraiser & A Lucky Chance for Basketball Fans!

Wauna Credit Union is raffling off 2 premium seats at a great Trailblazers game, and anyone who donates $15 to our current charity – The School Backpack Programs of Clatskanie and St. Helens – gets a ticket for the raffle!

The Backpack Program gives school children a backpack of healthy food to eat on the weekends, because sometimes school lunches are the only meal children receive daily. The backpack programs in St Helens and Clatskanie are just two regional versions of the larger “Feeding America” program:  http://www.feedingamerica.org/about-us/we-feed-children/backpack-program/?_ga=1.24858163.828305436.1453252033

Why not make a donation to help our communities’ children AND get a chance to win a great view of the Portland Trailblazers in action? Read more below, and then stop in any branch to donate!

Anyone who donates $15 to the Backpack Program fundraiser will be given a raffle ticket to win those two amazing tickets! The drawing will be held at our Clatskanie branch on March 11, 2016.

Thank You!

fundraiser for kids, raffle for trailblazers tickets

 

Scholarship Applications Now Accepted!

graduate 2016Need Money for Higher Education? Wauna CU can help!

Starting today until April 15th, Wauna Credit Union welcomes all of our upcoming or recent high school graduates to apply for a student scholarship. Each year we award scholarships to as many student members as we can, and we spread the scholarships all over our service area.

We understand how important higher education is for success in today’s world, and we want to help! This year we are gifting $6000 worth of scholarships to our members. We also welcome past winner to apply again for continued support.

The application must be filled out completely, and requires two brief essays.

To apply for the scholarship, go to our website and download the application: https://waunafcu.org/annual-scholarship.shtml

Bill Pay Update! Coming soon Single-Sign-On for BillPay users!

BillpayNotice1-16This is Exciting & Long Awaited News for our Members!

Our Bill Pay service will soon be upgrading. Since our core processor conversion back in October 2013, Bill Pay has required a secondary login beyond the online banking login, all of that will soon change. We have keep asking about this and working on it, and very soon, our Bill Pay users will be able to access their Bill Pay account directly on Online Banking!

This change will be coming soon, and we are hopeful that in addition to pleasing our existing users, this update will also inspire more members to use our easy and convenient Bill Pay option for paying bills monthly or even one time payments!

As the launch of the new Bill Pay nears, stay tuned to this blog, our website, and social media for announcements.

Thank you!

 

 

With Interest Rates Rising, Never a Better Time to Join a Credit Union

From the NWCUA:

Tigard, OR. — Members of Oregon’s credit unions enjoy lower interest rates on their credit cards, car loans and mortgages. Because credit unions are not-for-profit cooperatives, there are no stockholders to pay.  Instead, direct financial benefits are returned to members in the form of better interest rates on loans and savings products.

Financing a $25,000 new automobile for 60 months at an Oregon credit union would save you $150 per year. In fact, in the 12-months ending in June, 2015, Oregon credit union members collectively saved over $46 million on their auto loans, vs. rates paid by bank customers. Their credit card interest rates resulted in nearly $28 million in savings, while members with home equity loans saved $6 million by paying lower interest rates than bank customers. When checking, money market, certificate and retirement accounts were analyzed in the same period, advantage: Oregon credit union members. They earned nearly $16 million in higher interest than bank customers with similar products.*

In Oregon, 1.8 million consumers have discovered the credit union difference. This week’s news from the Federal Reserve of a modest interest rate increase is a reminder that the gift of membership in a local, not-for-profit, cooperative credit union makes sense.

*Source: Informa Research Services, National Credit Union Administration (NCUA) and Credit Union National Association (CUNA). June, 2015.

 

The Northwest Credit Union Association is the not-for-profit trade association representing over 160 of Oregon and Washington’s credit unions. Northwest credit unions returned $352 million in direct financial benefits to their 5.2 million members last year. The NWCUA is the voice of the Northwest credit union movement, providing legislative, regulatory and public advocacy in addition to education, compliance, networking support and business solutions to credit unions. For information on how to join a credit union, please visit http://www.asmarterchoice.org.