As our valued member we want you to know we care about your financial well-being and protecting you. Some things we would like you to consider before withdrawing large sums of cash:
Your funds are safer at Wauna Credit Union. Wauna Credit Union is an NCUA insured institution and therefore your funds on deposit are also insured under the NCUA rules and regulations.
Wauna Credit Union can do nothing to protect your money once you withdraw the cash. Should cash be lost, you are robbed, or it gets destroyed you are accepting all of the risk and it cannot be replaced.
The Center for Disease Control and Prevention recommends contactless payments. Paying with other means than handling paper currency eliminates the potential spread of COVID-19. Wauna Credit Union offers debit and credit cards, mobile payment, online bill-pay, and person to person payments through the mobile app.
We ask you to
please be safe and consider other methods of conducting your business to
protect yourself, loved ones, and your hard-earned cash.
WE SAY YES HOME EQUITY LINE OF CREDIT 1.99°10 APR* INTRO RATE FOR 6 MONTHS. THEN, EQUAL TO PRIME RATE INDEX, CURRENTLY 4. 75°10 BORROW UP TO 100% OF YOUR HOME’S VALUE NO LOAN ORIGINATION COSTS
*APR: Variable Annual Percentage Rate. This Promotional financing applies to new HELOC (Home Equity Line of credit) accounts opened between February 1 and July 31, 2020. No closing costs except appraisal if required. Estimated appraisal cost: $745. Your interest rate and credit limit will be determined based on individual credit worthiness. An early closure fee (Title, Recording, Flood Determination; Total is approximately $250) is applied if the loan is dosed within the first 36 months. A $35 annual fee will be waived if the Total Finance charges paid during the previous 12 months is equal to or exceeds $35. The APR includes interest only and no other costs, and could change at any time. Variable Rate is equal to the Prime Rate index (currently 4.75% APR as of Jan. 20, 2020) as published in the Wall Street Journal and is subject to change. To determine the APR which will apply to your account, a margin ( currently 0.00% APR – 8.50 APR) will be added to your current index rate. As of Jan. 20, 2020, the Variable Annual Percentage Rate for Home Equity Lines of Credit ranged from 4.00% to 12.00%. In no event will the regular APR be less than the Prime Rate Index or more than 18% APR or applicable state law. The 1.99% Promotional APR is available for 6 months after the loan is funded. At the beginning of the 7th month, your regular rate will be applied. Minimum monthly payment may change as a result of interest rate changes. Home equity loans may qualify for tax deductible interest. Consult with your tax advisor for details. This promotional Home Equity Line of Credit enables qualified borrowers to finance up to 100% of their home value. There are no Loan Origination Costs. Some restrictions apply. Membership with Wauna Credit Union is required for a HELOC to be funded. Visit waunafcu.org for member eligibility details. This special offer ends July 31, 2020. NMLS 421867
REBATES For Every Individual 1%* Cash Back 60 days no payments When you move your vehicle, watercraft, off-road, or unsecured loans to us. *Special Promotional Terms: Upon loan approval, current and new Wauna CU members who refinance a qualifying loan currently financed elsewhere to Wauna Credit Union become eligible to receive: 1. Immediate Cash Rebate equal to 1 % of the approved loan value; 2. 60-Days No Payments (interest will continue to accrue during the 60-day period); and, 3. Wauna CU will pay the vehicle title transfer fee up to $100 (member is responsible to pay any additional amount). Qualifying Loans: Auto, Truck, SUV, Van, Motor home, trailer, boat, watercraft, motorcycles, side-by-sides, quads, and unsecured loans such as home furnishings, tuition, personal loans, etc. Minimum loan amount to qualify for special terms: $2,000; Maximum rebate allowed is $500 per qualifying loan. These special, promotional financing terms end at close of business April 30, 2020. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Note: the promotional cash rebate paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. Membership with Wauna CU required to be eligible for this special offer.
Invest In Yourself The future isn’t always predictable, but it’s better to plan now than to have questions later. Not only do Individual retirement accounts (IRAs) offer significant tax advantages, but also, investing in an IRA at Wauna Credit Union sooner than later gives your money more time to blossom.
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Transfer your balances to us and save 0% Intro APR^ for 6 Months Rewards APR After: 11.15% 18.00% Platinum APR After: 9.90% – 17.90% ^The special 0% Introductory Rate applies to qualifying balance transfers processed through March 31, 2020. The Introductory Rate will begin on the date the balance transaction is processed and remain in effect for 6 billing cycles, at which time the terms of the cardholder’s Credit Card Account Agreement will apply. Current rate for VISA Rewards is 2.99%-18.00% APR, and for VISA Platinum 9.90%-17.90% APR. A Balance Transfer Fee equal to 3% of the total balance or $20, whichever is greater, will be assessed at the time the balance transfer is processed. Balance transfers from other accounts issued by Wauna Credit Union do not qualify for the special terms, nor will any amount of debt which would cause the account holder’s credit card balance to exceed their credit limit. Failure to abide by the terms and conditions of the Wauna CU Credit Card Account Agreement may result in forfeit of the Introductory Rate. APR: Annual Percentage Rate. This special promotional offer ends at close of business March 31, 2020. Complete promotion details available at waunafcu.org. Membership with Wauna Credit Union is required.
Annual Meeting Reminder Our 53rd Annual Meeting is Tuesday, March 17th at 6:30pm Where: Erlene Darby Learning Center 49249 Hwy 30, Westport, OR Doors open at 6pm. Light refreshments served. We look forward to seeing you there!
Wauna Credit Union 24/7 banking waunafcu.org 800-773-3236 Equal Housing Opportunity
You’ve talked to your friends, checked specs online and looked at which dealerships are giving incentives. In short you’re ready to get yourself a new vehicle. There’s one last step though. Before you go shopping, it’s important to get pre-approved for that new (or used) car or truck.
Getting pre-approved for a vehicle loan gives you a huge leg up when going into the dealership. You walk in knowing exactly what you’re qualified for, and gives you the upper hand in negotiating with the dealer. There’s no more worrying about the tricky four square sales technique the dealers use. Once they know financing is off the table, it’s just about negotiating the cost of the car.
No matter where you are in our service area – from Scappoose to Vernonia to Warrenton – All of our branches offer great low rates and can answer any question you have about the process.
Plus, if you get pre-approved at one of our branches or with through our U banking online or mobile banking, we offer much lower rates on Mechanical Breakdown Protection (MBP) & Guaranteed Auto Protection (GAP), and we also have competitive rates on Auto Insurance!
One final thing to keep in mind. Often times the dealership will get you to sign up for an indirect loan. That means you’ll still have a Wauna Credit Union auto loan, but it’s originated at the dealership. Sometimes this can impact the services you’ve already agreed upon when you got preapproved. Since you are already pre-approved, you can simply tell them no thanks, and go with your direct loan from the credit union.
Wauna Credit Union has been serving members of the towns and cities surrounding the Columbia River for 52 years. Our February anniversary celebrants bring love to the credit union. We’re continuing to grow (if you want to join us check out our careers page).
Rebekah Ausmus – 2 years
What is your current position? I am a Real Estate Support Specialist- I’m the one that sends the money when people get a mortgage, and the one that handles the paperwork when they pay them off. It’s fun to be part of such huge moments in people’s lives, even if they never see me. I have been in my current position for two months, but have worked at Wauna for two years.
What is something that working at WCU has taught you? While working for Wauna I have learned that being part of a team that is there to support you is key to being successful. I enjoy working with such an incredible group of people who are willingly to take on any task to help their team.
If you could choose one new hobby what would it be? I would like to start a card club where friends can meet up once a month and play different card games. My favorite is Shanghai Rummy.
Do you want to buy a home, or maybe fix up the one you have, but have questions about getting a mortgage? Luckily, two of the best loan officer in Clatsop County are hear to answer your question.
Paige Tischer and Heather Dixson sat down with WaunaTalk recently. Both Paige and Heather have worked with our members for years. They talk through the steps it takes to get a mortgage, and the types of loans the credit union offers. Also, Paige and Heather chat about how a credit union is different than a bank or broker.
If you’re looking to purchase or refinance learn more on our Mortgage page. Wauna Credit Union offers primary, investment, vacation, and bare land loans. We also let you use the equity in your home to get a HELOC.
Whatever mortgage you need Wauna Credit Union has the solution for you. Our friendly RELOs, Mark, Jen, Paige, and Heather are here to answer any question you have.
Tell them Veyda sent you.
Veyda the Mortgage Dog takes a break after helping our members get their home loan
If you want to listen to past episodes of WaunaTalk check out this page. Employees discuss credit, working at the credit union, an even what makes a credit union special. If you have suggestions for future editions let us know.
Wauna Credit Union has been serving members of the towns and cities surrounding the Columbia River for 52 years. Our January Anniversaries helped us start the year with a bang. We’re continuing to grow (if you want to join us check out our careers page).
Pam Weller – 15 years
What is your current position? My position is to oversee the growth and operations of the branches and WCU’s commercial loan department to ensure the needs of all of our members are being met. We understand that our area is special, and so are the needs and circumstances of the people who live here. On the branch side I oversee the employee growth for the Area Managers who have direct responsibility to the branch employees and the day to day operation of the branches, and with the commercial team I work to ensure the business lending needs of our members are being met, including directing commercial loan operations, underwriting and annual reviews.
What is something that working at WCU has taught you? Working at Wanua Credit Union has been a great opportunity to learn management and leadership skills over the last 15 years. Working with and training new employees has been a very rewarding part of my position with WCU. There have been many opportunities to learn about all areas of the financial industry.
If you could choose one new hobby what would it be? If I had a choice of a new hobby it would probably be to travel with a goal to visit every National Park in the United State.
Star Wars is an important part of life at Wauna Credit Union
Serena Schlosser – 4 years
What is your current position? I am the Manager of the Lending Admin department, based out of Astoria. I get to work with all aspects of consumer loans (auto loans, credit cards, and unsecured loans). My department audits, processes, and decisions these loans. We also assist our Member Consultants in providing these products to our owner-members to build their financial well-being.
What is something that working at WCU has taught you? Working at Wauna has taught me that the most obvious solution to a situation isn’t always the best one. Taking the time to dig deeper and really understand our members is very important in uncovering the best options that our credit union can offer to serve them.
If you could choose one new hobby what would it be? If I could choose a new hobby it would be to restore old buildings in order to give them new purpose. I really enjoy the sense of place a building with a bit of history imparts on a community.
REBATES For Every Individual 1%* cash back 60 days no payments When you move your vehicle, watercraft, off-road, or unsecured loans to us. Federally insured by the NCUA *Special Promotional Terms: Upon loan approval, current and new Wauna CU members who refinance a qualifying loan currently financed elsewhere to Wauna Credit Union become eligible to receive: 1. Immediate Cash Rebate equal to 1% of the approved loan value; 2. 60-Days No Payments (interest will continue to accrue during the 60-day period); and, 3. Wauna CU will pay the vehicle title transfer fee up to $100 (member is responsible to pay any additional amount). Qualifying Loans: Auto, Truck, SUV, Van, Motor home, trailer, boat, watercraft, motorcycles, side-by-sides, quads, and unsecured loans such as home furnishings, tuition, personal loans, etc. Minimum loan amount to qualify for special terms: $2,000; Maximum rebate allowed is $500 per qualifying loan. These special, promotional financing terms end at close of business April 30, 2020. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Note: the promotional cash rebate paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. Membership with Wauna CU required to be eligible for this special offer.
Transfer your balances to us and save 0% Intro APR^ for 6 Months Rewards APR After: 11.15% 18.00% Platinum APR After: 9.90% – 17.90% ^The special 0% Introductory Rate applies to qualifying balance transfers processed through March 31, 2020. The Introductory Rate will begin on the date the balance transaction is processed and remain in effect for 6 billing cycles, at which time the terms of the cardholder’s Credit Card Account Agreement will apply. Current rate for VISA Rewards is 2.99%-18.00% APR, and for VISA Platinum 9.90%-17.90% APR. A Balance Transfer Fee equal to 3% of the total balance or $20, whichever is greater, will be assessed at the time the balance transfer is processed. Balance transfers from other accounts issued by Wauna Credit Union do not qualify for the special terms, nor will any amount of debt which would cause the account holder’s credit card balance to exceed their credit limit. Failure to abide by the terms and conditions of the Wauna CU Credit Card Account Agreement may result in forfeit of the Introductory Rate. APR: Annual Percentage Rate. This special promotional offer ends at close of business March 31, 2020. Complete promotion details available at waunafcu.org. Membership with Wauna Credit Union is required.
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Identity theft is a crime with many faces: from the thief who your skims your card info at the ATM, to the hacker who assumes your persona and opens accounts in your name.
Today is Data Privacy Day. And though most if not all of us will experience identity theft, we are all able to survive it.
Unfortunately, rectifying identity theft damage can be like untangling a wet knot. You can do it but it will require patience and perseverance. There is hope!
Start by committing yourself to becoming and remaining organized. Keep copies of letters and emails. It doesn’t hurt to maintain a verbal correspondence and/or other logs. File paperwork immediately and store everything in a safe, accessible place.
Step One: Creditors and Financial Institutions
If accounts are abused or opened illegally, contact your creditors ASAP. Ask for fraudulent transaction documentation as you’ll likely need to file a police report. Add “non-guessable” passwords to replacement cards and all existing accounts.
If a collection agency attempts to collect on a fraudulent account, explain (in writing) that you are a victim of identity theft and not responsible for the debt. Ask they confirm in writing that you do not owe and that the account has been closed.
For checking account fraud, contact your financial institution to place stop payments on any outstanding checks that you did not write. Report the crime to check reporting agencies. If the fraud is extreme, consider canceling your checking and savings accounts. Obtain new account numbers and passwords. Monitor all future account statements carefully.
Step Two: Legal and Government Agencies
Report the crime. File a report with your local police or sheriff’s department (or wherever the identity theft took place). Request a copy of the report. Additionally, keep the phone number of your investigator handy.
Notify your local postal inspector if someone else has used your address. The social security administration should be alerted if your social security number has been fraudulently used.
Step Three: Credit Reporting Bureaus
The most arduous task in this process may be ensuring that your credit report lists only factual information. Obtain your credit report from each of the three major credit bureaus (if you are married, your spouse should also check their report).
If the fraudulent information hasn’t yet appeared on your credit reports, be proactive. Report the crime now. Contact one of the bureau’s fraud departments to request an extended fraud alert be added to your file for seven years rather than the normal 90-180 days. Confirm that the bureau you’ve filed the fraud alert with will contact the other two bureaus and to place the fraud alerts.
Write a victim’s report. This is a brief statement describing the details of the crime. Send your report to the bureaus. The first credit reports with fraud alerts are free and are sent automatically. Next, check your credit report every three months to ensure accuracy.
Healing the wounds of identity theft will take time and work. The sooner and more aggressively you deal with the problem, the faster you will see results. Remember, Wauna Credit Union is also a fantastic resource and we are here for you!
There are tons of impartial financial resources available out there from government entities. The trick can be wading through the muck to find the information you’re looking for. The Office of the Comptroller of the Currency put together a great list. Read below for information on everything from avoiding scams to games for kids to teach them about their finances.
Resource Corner
AchievABLE Corner The National Disability Institute and CalABLE offer just-in-time financial education resources and tools for potential and current CalABLE account holders.
Consumer.gov This Federal Trade Commission website provides resources about credit, debt, identity theft, and avoiding scams, as well as budgeting, opening a bank account, shopping for prepaid cards, and managing money in general. The website is available in Spanish at www.consumidor.gov.
FDIC Deposit Insurance Education Materials The Federal Deposit Insurance Corporation has made significant improvements to its deposit insurance education materials. The changes are designed to allow the public to quickly access basic information while still offering the traditional in-depth and comprehensive deposit insurance information.
Financial Scams Targeting Military Consumers This infographic from the American Bankers Association Foundation and the Association of Military Banks of America identifies the top three riskiest scams targeting military consumers and what consumers can do to protect their money.
Focus on Native Communities Guide This guide from the Consumer Financial Protection Bureau provides organizations with information that meaningfully connects the Bureau’s Your Money, Your Goals guides to the financial lives of Native community members.
IdentityTheft.gov This Federal Trade Commission website helps people report and recover from identity theft. It is available in Spanish at Robodeidentidad.gov.
Misadventures in Money Management The Consumer Financial Protection Bureau’s Office of Servicemembers Affairs offers this gamified, cutting-edge learning experience that trains current and future servicemembers to navigate financial land mines in a fun and interactive way.
MoneySKILL The American Financial Services Association Education Foundation offers this online personal finance curriculum with 37 modules focused on a variety of topics, including income, expenses, saving and investing, credit, and insurance. The curriculum is available in Spanish.
MyMoney.gov This U.S. Department of the Treasury website provides financial education information and resources from across the federal government. The website highlights MyMoney Five (which provides links to resources and tools related to five principles for managing money), a research clearinghouse, games for youth focused on money, and a section on financial choices for major life events.
NGPF Arcade Next Gen Personal Finance offers seven online games that make personal finance come alive for middle and high school students.
OCC Financial Literacy Resource Directory The resource directory provides information on financial literacy resources, issues, and events of importance to bankers, organizations, and consumers of all ages. The resource directory includes descriptions of, and contact information for, government programs on financial literacy education and capability and a sampling of organizations whose missions are to support financial literacy through campaigns, fact sheets, newsletters, conference materials, publications, and websites.
Older Americans Benchmarking Report This report presents findings from the American Bankers Association Foundation’s 2019 Older Americans Benchmarking Survey which is designed to capture data on how banks educate older Americans, respond to fraudulent activity, and train their staffs to protect older customers.
Program for International Student Assessment: Financial Literacy Brief This Consumer Financial Protection Bureau research brief helps stakeholders understand how the Program for International Student Assessment (PISA) financial literacy data about the United States may be used to identify effective approaches to financial education and better define metrics for success.
SEC Investor.govAlerts and Bulletins The U.S. Securities and Exchange Commission’s Office of Investor Education and Advocacy provides numerous news alerts and bulletins for individual investors. Learning how to invest wisely and safely can assist investors in reaching their financial and retirement goals. These reports help inform investors about fraud and other information relevant to investing in stocks, bonds, mutual funds, and other securities.
Too Good to Be True Video The U.S. Securities and Exchange Commission’s Office of Investor Education and Advocacy and Retail Strategy Task Force created this video, which shows common scamming tactics.
U.S. Financial Health Pulse: 2019 Trends Report and Interactive Web Site This report from the Financial Health Network gives new insights into the financial health of Americans and offers financial services providers, innovators, policymakers, and researchers actional insights to improve financial health for all. The interactive website allows visitors to compare year-over-year trends and data.
Without a Trace The U.S. Securities and Exchange Commission’s Office of Investor Education and Advocacy and Retail Strategy Task Force created this video, which urges skepticism when paying for investments with a credit card or wiring money abroad.
0% Intro APR* for 6 Months Rewards APR After: 2.99% – 18.00% Platinum APR After: 9.90% – 17.90% Wauna Credit Union 24/7 Lending waunafcu.org 800-773-3236 Federally insured by the NCUA *The special 0% Introductory Rate applies to qualifying balance transfers processed through March 31, 2020. The Introductory Rate will begin on the date the balance transaction is processed and remain in effect for 6 billing cycles, at which time the terms of the cardholder’s Credit Card Account Agreement will apply. Current rate for VISA Rewards is 2.99%-18.00% APR, and for VISA Platinum 9.90%-17.90% APR. A Balance Transfer Fee equal to 3% of the total balance or $20, whichever is greater, will be assessed at the time the balance transfer is processed. Balance transfers from other accounts issued by Wauna Credit Union do not qualify for the special terms, or will any amount of debt which would cause the account holder’s credit card balance to exceed their credit limit. Failure to abide by the terms and conditions of the Wauna CU Credit Card Account Agreement may result in forfeit of the Introductory Rate. APR: Annual Percentage Rate. This special promotional offer ends at close of business March 31, 2020. Complete promotion details available at waunafcu.org. Membership with Wauna Credit Union is required.
Rebates for Every Individual
1%^ Cash back 60 Days No Payments
When you move your vehicle, watercraft, off-road, or unsecured loans to us.
^Special Promotional Terms: Upon loan approval, current and new Wauna CU members who refinance a qualifying loan currently financed elsewhere to Wauna Credit Union become eligible to receive: 1. Immediate Cash Rebate equal to 1% of the approved loan value; 2. 60-Days No Payments (interest will continue to accrue during the 60-day period); and, 3. Wauna CU will pay the vehicle title transfer fee up to $100 (member is responsible to pay any additional amount). Qualifying Loans: Auto, Truck, SUV, Van, Motor home, trailer, boat, watercraft, motorcycles, side-by-sides, quads, and unsecured loans such as home furnishings, tuition, personal loans, etc. Minimum loan amount to qualify for special terms: $2,000; Maximum rebate allowed is $500 per qualifying loan. These special, promotional financing terms end at close of business April 30, 2020. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Note: the promotional cash rebate paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. Membership with Wauna CU required to be eligible for this special offer.
Are You Pre-Approved?
Find out when you log into U-Banking and click the pre-approvals tab
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53rd Annual Meeting
Erlene Darby Learning Center 49249 Hwy 30, Westport, OR
Tuesday, March 17th, 2020, 6:30pm
Doors open at 6pm/Light refreshments served
The Board of Directors has approved three nominees for three positions on the Board of Directors from applications submitted by members. Their names and biographical information are included below.
William “Bill” Delager, Incumbent, Birkenfeld
I am a lifelong resident of Oregon. I attended Clackamas High School, Oregon State University and I earned a PHO in Economics from Portland State University. I am married to Sheila, a high school classmate. We have two daughters and three granddaughters. I am retired from the Air Force and Air National Guard. Sheila is a retired CPA. We are enjoying retirement, tending our farm and active in volunteer activities. In the past I have served on the Mist-Birkenfeld Rural Fire Protection District Board, the Upper Nehalem Watershed Council Board and the Columbia Soil and Water Conservation District Board. I appreciate having had the opportunity to represent you on the Wauna Board these past eight years. I look forward to serving again. Thank you.
Erick Holsey, Incumbent, Clatskanie
I am interested in serving on Wauna Federal Credit Union Board of Directors as an opportunity to serve my community in the spirit of volunteering. I am a longtime resident of Clatskanie, a graduate of Clatskanie High School, US Army veteran and currently employed at Columbia River Fire & Rescue/Scappoose Rural Fire Protection District. My educational background is a Bachelor of Science in Fire Service Administration with a minor in chemistry from Western Oregon University and A.A.S degrees in Fire Suppression, Emergency Medical Technology Paramedic, and Oregon Transfer Degree from Chemeketa Community College. I have been awarded approximately $900,000 dollars in federal grants to include a new fire engine for our community. Throughout my residence I have had the opportunity to serve on the Clatskanie School Board as a director and on the budget committee, a member of the Clatsop County Advisory Board for Fire suppression and EMS programs, the Columbia County Fire Investigation Team, and the Lower Columbia Regional Training Association. My local civic memberships include the Veterans of Foreign Wars and American Legion. I believe that my experience and education with public service provides myself a unique skill set that can have a benefit to credit union members and the community in which I live. As a frequent customer, I have always been greeted by friendly staff, helped with all types of financial transactions and have been provided sound advice. I would like to take this opportunity to provide some of my time into helping those employees continue to provide that service while encouraging other community members to share my same experience.
Robin Clarke, Rainier
As a long-time member of WFCU, individually and for business, it would be my great pleasure to have the opportunity to not only continue learning about the credit union industry, but to also help the credit union’s continued growth and success in our local communities. I have been on the Supervisory Committee for three years and have seen WFCU grow into a strong financial institution. It supports and encourages individuals and businesses in our area and this is such a vital benefit to all of us in the region. I have developed a strong background in business and administration over many years and I believe I can add value as a member of the Board by having a broad general understanding of business practices and principles. Confidentiality, and having to make informed and sometimes difficult decisions, are part of my job to serve the best interests of our family businesses. This comes naturally to me, along with the energy and commitment to help in any way that will be a benefit to the Board and WFCU. I wish to continue my service beyond my current role as a member of WFCU’s Supervisory Committee and also serve on the Board of Directors.
An election will not be conducted by ballot, and there will be no nominations from the floor at the annual meeting when the number of nominees equals the number of positions to be filled, which is currently the situation. Any member who desires to run for the Board may do so now only by a nomination by petition signed by 270 credit union members in good standing 18 years of age or older.
An application may be requested by calling 1-800-773-3236, Ext 3124. Completed applications may be mailed to ATTN: Governance Committee P.O. Box 67 Clatskanie, OR 97016 or delivered in person to any branch.
Completed applications must be received by end of business on February 6, 2020.
