REBATES For Every Individual 1%* cash back 60 days no payments When you move your vehicle, watercraft, off-road, or unsecured loans to us. Federally insured by the NCUA *Special Promotional Terms: Upon loan approval, current and new Wauna CU members who refinance a qualifying loan currently financed elsewhere to Wauna Credit Union become eligible to receive: 1. Immediate Cash Rebate equal to 1% of the approved loan value; 2. 60-Days No Payments (interest will continue to accrue during the 60-day period); and, 3. Wauna CU will pay the vehicle title transfer fee up to $100 (member is responsible to pay any additional amount). Qualifying Loans: Auto, Truck, SUV, Van, Motor home, trailer, boat, watercraft, motorcycles, side-by-sides, quads, and unsecured loans such as home furnishings, tuition, personal loans, etc. Minimum loan amount to qualify for special terms: $2,000; Maximum rebate allowed is $500 per qualifying loan. These special, promotional financing terms end at close of business April 30, 2020. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Note: the promotional cash rebate paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. Membership with Wauna CU required to be eligible for this special offer.
Transfer your balances to us and save 0% Intro APR^ for 6 Months Rewards APR After: 11.15% 18.00% Platinum APR After: 9.90% – 17.90% ^The special 0% Introductory Rate applies to qualifying balance transfers processed through March 31, 2020. The Introductory Rate will begin on the date the balance transaction is processed and remain in effect for 6 billing cycles, at which time the terms of the cardholder’s Credit Card Account Agreement will apply. Current rate for VISA Rewards is 2.99%-18.00% APR, and for VISA Platinum 9.90%-17.90% APR. A Balance Transfer Fee equal to 3% of the total balance or $20, whichever is greater, will be assessed at the time the balance transfer is processed. Balance transfers from other accounts issued by Wauna Credit Union do not qualify for the special terms, nor will any amount of debt which would cause the account holder’s credit card balance to exceed their credit limit. Failure to abide by the terms and conditions of the Wauna CU Credit Card Account Agreement may result in forfeit of the Introductory Rate. APR: Annual Percentage Rate. This special promotional offer ends at close of business March 31, 2020. Complete promotion details available at waunafcu.org. Membership with Wauna Credit Union is required.
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0% Intro APR* for 6 Months Rewards APR After: 2.99% – 18.00% Platinum APR After: 9.90% – 17.90% Wauna Credit Union 24/7 Lending waunafcu.org 800-773-3236 Federally insured by the NCUA *The special 0% Introductory Rate applies to qualifying balance transfers processed through March 31, 2020. The Introductory Rate will begin on the date the balance transaction is processed and remain in effect for 6 billing cycles, at which time the terms of the cardholder’s Credit Card Account Agreement will apply. Current rate for VISA Rewards is 2.99%-18.00% APR, and for VISA Platinum 9.90%-17.90% APR. A Balance Transfer Fee equal to 3% of the total balance or $20, whichever is greater, will be assessed at the time the balance transfer is processed. Balance transfers from other accounts issued by Wauna Credit Union do not qualify for the special terms, or will any amount of debt which would cause the account holder’s credit card balance to exceed their credit limit. Failure to abide by the terms and conditions of the Wauna CU Credit Card Account Agreement may result in forfeit of the Introductory Rate. APR: Annual Percentage Rate. This special promotional offer ends at close of business March 31, 2020. Complete promotion details available at waunafcu.org. Membership with Wauna Credit Union is required.
Rebates for Every Individual
1%^ Cash back 60 Days No Payments
When you move your vehicle, watercraft, off-road, or unsecured loans to us.
^Special Promotional Terms: Upon loan approval, current and new Wauna CU members who refinance a qualifying loan currently financed elsewhere to Wauna Credit Union become eligible to receive: 1. Immediate Cash Rebate equal to 1% of the approved loan value; 2. 60-Days No Payments (interest will continue to accrue during the 60-day period); and, 3. Wauna CU will pay the vehicle title transfer fee up to $100 (member is responsible to pay any additional amount). Qualifying Loans: Auto, Truck, SUV, Van, Motor home, trailer, boat, watercraft, motorcycles, side-by-sides, quads, and unsecured loans such as home furnishings, tuition, personal loans, etc. Minimum loan amount to qualify for special terms: $2,000; Maximum rebate allowed is $500 per qualifying loan. These special, promotional financing terms end at close of business April 30, 2020. Rates & financing are offered based on applicant’s credit worthiness and term of the loan. Note: the promotional cash rebate paid to a member may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. Membership with Wauna CU required to be eligible for this special offer.
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53rd Annual Meeting
Erlene Darby Learning Center 49249 Hwy 30, Westport, OR
Tuesday, March 17th, 2020, 6:30pm
Doors open at 6pm/Light refreshments served
The Board of Directors has approved three nominees for three positions on the Board of Directors from applications submitted by members. Their names and biographical information are included below.
William “Bill” Delager, Incumbent, Birkenfeld
I am a lifelong resident of Oregon. I attended Clackamas High School, Oregon State University and I earned a PHO in Economics from Portland State University. I am married to Sheila, a high school classmate. We have two daughters and three granddaughters. I am retired from the Air Force and Air National Guard. Sheila is a retired CPA. We are enjoying retirement, tending our farm and active in volunteer activities. In the past I have served on the Mist-Birkenfeld Rural Fire Protection District Board, the Upper Nehalem Watershed Council Board and the Columbia Soil and Water Conservation District Board. I appreciate having had the opportunity to represent you on the Wauna Board these past eight years. I look forward to serving again. Thank you.
Erick Holsey, Incumbent, Clatskanie
I am interested in serving on Wauna Federal Credit Union Board of Directors as an opportunity to serve my community in the spirit of volunteering. I am a longtime resident of Clatskanie, a graduate of Clatskanie High School, US Army veteran and currently employed at Columbia River Fire & Rescue/Scappoose Rural Fire Protection District. My educational background is a Bachelor of Science in Fire Service Administration with a minor in chemistry from Western Oregon University and A.A.S degrees in Fire Suppression, Emergency Medical Technology Paramedic, and Oregon Transfer Degree from Chemeketa Community College. I have been awarded approximately $900,000 dollars in federal grants to include a new fire engine for our community. Throughout my residence I have had the opportunity to serve on the Clatskanie School Board as a director and on the budget committee, a member of the Clatsop County Advisory Board for Fire suppression and EMS programs, the Columbia County Fire Investigation Team, and the Lower Columbia Regional Training Association. My local civic memberships include the Veterans of Foreign Wars and American Legion. I believe that my experience and education with public service provides myself a unique skill set that can have a benefit to credit union members and the community in which I live. As a frequent customer, I have always been greeted by friendly staff, helped with all types of financial transactions and have been provided sound advice. I would like to take this opportunity to provide some of my time into helping those employees continue to provide that service while encouraging other community members to share my same experience.
Robin Clarke, Rainier
As a long-time member of WFCU, individually and for business, it would be my great pleasure to have the opportunity to not only continue learning about the credit union industry, but to also help the credit union’s continued growth and success in our local communities. I have been on the Supervisory Committee for three years and have seen WFCU grow into a strong financial institution. It supports and encourages individuals and businesses in our area and this is such a vital benefit to all of us in the region. I have developed a strong background in business and administration over many years and I believe I can add value as a member of the Board by having a broad general understanding of business practices and principles. Confidentiality, and having to make informed and sometimes difficult decisions, are part of my job to serve the best interests of our family businesses. This comes naturally to me, along with the energy and commitment to help in any way that will be a benefit to the Board and WFCU. I wish to continue my service beyond my current role as a member of WFCU’s Supervisory Committee and also serve on the Board of Directors.
An election will not be conducted by ballot, and there will be no nominations from the floor at the annual meeting when the number of nominees equals the number of positions to be filled, which is currently the situation. Any member who desires to run for the Board may do so now only by a nomination by petition signed by 270 credit union members in good standing 18 years of age or older.
An application may be requested by calling 1-800-773-3236, Ext 3124. Completed applications may be mailed to ATTN: Governance Committee P.O. Box 67 Clatskanie, OR 97016 or delivered in person to any branch.
Completed applications must be received by end of business on February 6, 2020.
Forest Grove, Ore., December
19, 2019 – Area financial cooperative,
Wauna Credit Union (WCU) is opening the doors to its newest branch this month,
nestled in the heart of Washington County in Forest Grove, Oregon at the corner
of Pacific Avenue and Highway 47.
The $260 million credit union is redefining their retail
strategy by building new and remodeling existing branches, which boast the
latest technology, open design concept, and more relaxed and inviting service
spaces. The branch embraces modern fixtures, hardwood flooring, bright and
colorful design, and digitial innovation.
“Change is important because the way
people do business now is significantly different than even a year ago,” said
WCU Chief Marketing Officer, Debi Smiley. “We realize that we have to make
decisions for the banking of tomorrow, so we are not building for now, we are
building for the future,” she said.
The brand new building captures the spirit of the community
Additionally, WCU continues to work with their partners by
implementing a relationship building training program, ensuring front-line
staff understands how to interact with members regarding the new strategy. WCU
has coined the training program, the “Wauna Way” and will be implementing a relationship
building service approach in all 9 branches throughout their footprint.
“Bringing
cooperative financial services to a new community, with new oppertunities to
change peoples’ lives, is what excites us most,” said WCU Forest Grove Member
Services Manager, Nick Hellmich.
The branch boasts the latest technology, open design concept, and more relaxed and inviting service spaces.
“The technology, our Wauna Way, and the awesome staff here will only serve to bring great things to Forest Grove and the surrounding areas,” added Hellmich.
One of the tech features includes a core-integrated, self-service kiosk station, which WCU has named
“The Discovery Bar.” The Discovery Bar hosts three, touch screen digital
displays, combining self-service, assisted-service, and full-service
capabilities all into one solution. The technology further assists frontline by
focusing on consultative conversations rather than strictly transactional. The
branch also incorporates two Video Teller Units on premise, instead of the
conventional teller window drive-up.
WCU will host a grand opening extravaganza on January 30th, 2020.
The event will showcase the many features of the new branch, as well as a
myriad of activities and treats for the Forest Grove community.
Holidays for Every Individual Spruce up your seasonal spirit with EZ$, Visa, personal loans and more! Double & Triple Point Days
Members using their Wauna Credit Union VISA Rewards Credit Card will earn Double Rewards Points (Two Rewards Points for each $1 purchase transaction) for purchases transacted between November 1 and December 31, 2019. Cardholders will earn Triple Rewards Points (Three Reward Points for each $1 purchase transaction) for purchases transacted on these specified dates: November 29-Dec 2 (includes Black Friday, Shop Local Saturday, and Cyber-Monday); and, December 22-26. Double and Triple Reward Points do not apply to Balance Transfers or Cash Advances, and Rewards Points are non-transferable. Membership with Wauna Credit Union required. Complete promotion details available at waunafcu.org. This special offer ends December 31, 2019.
Wauna Credit Union 24/7 Lending waunafcu.org 800-773-3236 Federally insured by the NCUA
It’s a Wauna Car Winter Finance through Wauna Car Recieve 1.5% Rebate*
*Wauna Credit Union members (current and new) who use the Wauna Car buying service to select a vehicle for purchase and use the Wauna Car online loan application for a qualifying loan (New or Used Auto, Truck, SUV, Van, Hybrid, Electric) will become eligible to receive an immediate Cash Rebate equal to 1.5% of the funded loan value. Minimum loan amount funded to qualify for the Cash Rebate offer: $5,000; Maximum Rebate amount: $500. Cash Rebates paid to members may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. No other special terms may be added to this offer. The 1.5% Cash Rebate offer ends at close of business December 31, 2019. Membership with Wauna CU required to be eligible for this special offer.
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Rewards For Every Individual Convert your Platinum Visa account to a Visa Rewards and earn rewards points. Use your Visa Rewards Card this holiday season. Earn double points Nov. 1 – Dec. 31 Triple points Nov. 29 – Dec. 2
Members using their Wauna Credit Union Visa Rewards Credit Card will earn double rewards points (two rewards points for each $1 purchase transaction) for purchases transacted between November 1 and December 31, 2019. Cardholders will earn triple rewards points (three reward points for each $1 purchase transaction) for purchases transacted on these specified dates: November 29 – December 2 (includes Black Friday, Show Local Saturday, and Cyber Monday); and, December 22-26. Double and triple points do not apply to balance transfers or cash advances, and reward points are non-transferable. Membership with Wauna Credit Union required. Complete promotion details available at waunafcu.org. This special offers ends December, 31, 2019.
Wauna Credit Union 24/7 Lending waunafcu.org 800-773-3236 Federally insured by the NCUA
It’s a Wauna Car Winter Finance through Wauna Car Receive 1.5% Rebate*
Wauna Credit Union members (current and new) who use the Wauna Car buying service to select a vehicle for purchase and use the Wauna Car online loan application for a qualifying (new or used auto, truck, SUV, van, hybrid, electric) will become eligible to receive an immediate cash rebate equal to 1.5% of the funded loan value. Minimum loan amount funded to qualify for the cash rebate offer: $5,000; maximum rebate amount: $500. Cash rebates paid to members may be forfeit if the loan balance is paid in full within 180-days of the loan funding date. No other special terms may be added to this offer. The 1.5% cash rebate offer ends at close of business December 31, 20193 Membership with Wauna CU required to be eligible for this special offer.
Wauna Credit Union 24/7 banking waunafcu.org 800-773-3236 Federally insured by the NCUA
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Candidate applications are now available for the Wauna Credit Union volunteer Board of Directors. Learn more and apply today. Retrieve an application at your local branch, by mail, or by visiting waunafcu.org/about/annual-elections.shtml.
To be considered by the Board Nomination Committee, submit completed applications by close of business on Friday, November 8, 2019. Applications may be delivered in person to any branch or by mail: Attn. Governance Committee, PO Box 67, Clatskanie, OR 97016. Our 53rd Annual Meeting will be held on Tuesday, March 17th, 2020 at 6: 30 pm at the Erlene Darby Learning Center, located at 49249 HWY 30, Westport, OR.
Contact the Board Governance Committee at gcomm@waunafcu.org if you have questions.
Wauna Credit Union 24/7 lending waunafcu.org 800-773-3236
International Credit Union Day
October 17th Local Service Global Reach Refer a friend in October and you’ll each receive $50 Visit waunafcu.org or any branch for complete Refer a friend qualification details.
We WaunaCU Now!
Bank from anywhere through live video chat with WaunaCU Now. Same great staff, wherever you go.
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Wauna Credit Union 24/7 Lending, waunafcu.org, 800-773-3236 Federally Insured by the NCUA
Visa for Every Individual
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Individuals Welcome USDA, FHA, and VA/IRRRL Loans Home Equity Lines of Credit First-Time Homebuyers Manufactured Homes Investment Property Primary Residence New Construction Bare Land
Individual Homeowners Welcome USDA, FHA, and VA/IRRRL Loans
Home Equity Lines of Credit
First-Time Homebuyers
Manufactured Homes
Investment Property
Primary Residence
New Construction
Bare Land
24/7 lending
waunafcu.org
800-773-3236
NMLS#421867
Equal Housing Opportunity Where are you going this summer?
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VISA Rewards VISA Platinum
VISA For Every Individual
Federally insured by the NCUA
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Visa for every Individual
Don’t miss getting your VISA Rewards card
Apply through July and get up to 30,000 Bonus Points*
Get the card that plays!
3.49% Intro APR* For VISA Rewards so you can play and get paid
Standard Rate after Intro Period: 11.15% APR – 17.90% APR
10,000 Bonus Points** After registering at scorecardrewards.com
20,000 Bonus Points** After account balance exceeds $999.99
Check out our VISA Platinum card with a 2.99% Intro APR* at waunafcu.org
Standard Rate after Intro Period: 9.90% APR – 17.90% APR
*APR: Annual Percentage Rate. This special offer is exclusive to new VISA platinum or Rewards credit card accounts opened on or before July 31, 2019. The special 6-Month Introductory Rate periods (Platinum 2.99% APR; Rewards 3.49% APR) apply to purchase balances for a maximum of 6 billing cycles following the account opening date. Qualifying Rewards credit card accounts are eligible to earn up to 30,000 Bonus Reward Points : 20,000 Points if their account balance exceeds $999.99 on or before August 31, 2019; and/or 10,000 Bonus Points when the account holder creates logon credentials and accesses the Scorecard
Rewards website on or before August 31, 2019. Some restrictions apply; Membership with Wauna Credit Union is required. This promotional offer ends July 31, 2019. Promotional details available at waunafcu.org.
24/7 Lending, waunafcu.org, 1-800-773-3236
Individual Homeowners Welcome
Eric & Jessica, Warren
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Individuals Welcome at Wauna Credit Union
Apply 24/7, waunafcu.org, 800-773-3236
Anthony Krueger’s photography is treasured art here in Columbia County. Many of Anthony’s photographs are of the local landmarks we all know and love: the Columbia River, the Astoria-Megler Bridge, the truss bridge spanning the Nehalem River. His 26 years as a member of our community truly shines through in his work. In those 26 years, Anthony has built a family, tenured his art, and grown his career at the Wauna Mill. The best part of Anthony’s career? Flexibility to spend time with his children. “My family comes first before anything,” he says. Like so many of us, Anthony also loves the outdoors. His UTV, pictured above, was financed right here at your Credit Union. You too can enjoy the outdoors with a toy of your own. Now, through the end of July, Wauna Credit Union is offering special financing for motor homes, travel trailers, boats, motorcycles, ATVs, UTVs, and water craft. Get started today and receive a gift card of up to $250* with rates starting as low as 4.75% APR*. Anthony’s breathtaking art truly illustrates a deep respect for the place we call home, and Wauna Credit Union is honored to feature his talent.
*APR: Annual Percentage Rate. Promotional financing terms offered through July 31, 2019, and available for New and Used Purchase loans, and qualifying loans Refinanced from elsewhere to Wauna CU. Qualifying loan types include motor home, travel trailer, boat, motorcycle, ATV, and watercraft. Special terms are subject to change without notice. The loan range to qualify for the promotional terms is $2,000 to $49,999. Approved loans qualify for 60-Days No Payments (interest will continue to accrue during the 60-Days period) plus a VISA Gift Card based on the loan amount: $50 (loan $2,000-$4,999), $100 (loan $5,000-$14,999), $150 ($15,000-$24,999), and $250 (loan $25,000-$49,999). Rates & terms offered based on applicant’s credit worthiness and term of loan. RV-Toy Loan rates start at 4.75% APR for up to 48-months; other rates and terms are also available. Membership with Wauna CU required.
Get the card that plays!
3.49% Intro APR*
For VISA Rewards so you can play and get paid
10,000 Bonus Points**
After registering at scorecardrewards.com
20,000 Bonus Points**
After account balance exceeds $999.99
* APR: Annual Percentage Rate. This special offer is exclusive to new VISA
Platinum or Rewards credit card accounts opened on or before July 31, 2019.
The special 6-Month Introductory Rate periods (Platinum 2. 99% APR; Rewards
3.49% APR) apply to purchase balances for a maximum of 6 billing cycles
following the account opening date, after which time the cardholder’s regular
Credit Card Account Agreement terms will apply; some restrictions may apply.
Qualifying Rewards credit card accounts are eligible to earn up to 30,000
Bonus Reward Points: 20,000 **Bonus Points if their account balance exceeds
$999.99 on or before August 31, 2019; and/ or 10,000 **Bonus Points when
the account holder creates logon credentials and accesses the Scorecard
Rewards website on or before August 31, 2019. Some restrictions apply;
Membership with Wauna Credit Union is required. This promotional offer ends
July 31, 2019. Promotional details available at waunafcu.org.
Individual Adventures Welcome
This could be yours for $173 per month*
This listed monthly payment is an estimate based on a loan amount
of $7,500 at 4.99% APR* for 48 months. Monthly payments may
vary based on individual credit worthiness and other factors
60-days no payments
Gift Card of up to $250
Finance new or used toys
Move your loan from elsewhere for same terms
*APR: Annual Percentage Rate. Promotional financing terms offered through July 31, 2019, and available for New and Used Purchase loans, and qualifying loans Refinanced from elsewhere to Wauna CU. Qualifying loan types include motor home, travel trailer, boat, motorcycle, ATV, and watercraft. Special terms are subject to change without notice. The loan range to qualify for the promotional terms is $2,000 to $49,999. Approved loans qualify for 60-Days No Payments (interest will continue to accrue during the 60-Days period) plus a VISA Gift Card based on the loan amount: $50 (loan $2,000-$4,999), $100 (loan $5,000-$14,999), $150 ($15,000-$24,999), and $250 (loan $25,000-$49,999). Rates & terms offered based on applicant’s credit worthiness and term of loan. RV-Toy Loan rates start at 4.75% APR for up to 48-months; other rates and terms are also available. Membership with Wauna CU required.
Grow Your Business in 2019 Seminar
Presented by Cascade Crest Insurance and Wauna Credit Union
Learn and apply marketing techniques,
commercial lending practices, and business
insurance strategy at this FREE event!
WHEN: June 17th 4PM-5:30PM
WHERE: St. Helens Public Library
WHO: Open to the public
Contact Cascade Crest Insurance at 503.543.5636 or
WCU at 800.773.3236 to learn more
Individuals Welcome at our Long Beach Location
Wauna Credit Union
24/7 Lending | waunafcu.org | 800-773-3236
Federally insured by the NCUA
We’re now a full-service branch at:
910 Pacific Ave • Long Beach, WA
$417
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