Savings

We offer a variety of investment options that will open doors to a better financial future for you.

WFCU also provides the means to start the good habit of setting aside a part of your income into a savings plan on a regular basis. By setting up automatic deposits to your savings accounts, you will have an effortless, systematic way of meeting your savings goals. Whether its to save for a needed vacation, a down payment on a purchase, retirement, or educational needs, WFCU can assist you. And you will be amazed how fast your accounts will grow when you “pay yourself first.”

You will find that there is a large number of savings options at WFCU. We are sure there is one to meet your unique needs. These savings options include:

  • Share Advantage Account
  • Money Market
  • Certificate Account
  • Individual Retirement Account (IRA)
  • Children & Young Adult Accounts
  • Other Products and Services

Open An Account

Opening a Wauna Savings Account is simple and easy.

Visit a Branch

Just come in to your local branch to set up your new account.

Open an Account Online

Log into Online Banking to open any secondary savings account or Certificate Account. You must already have an initial savings account in order to open a secondary savings account.

Or call 800-773-3236 (toll-free) for more information.

A Share Advantage Account can be opened with a $5 deposit.

Dividends are earned on balances over $100, calculated on the average daily balance, paid quarterly. This is our basic savings account which establishes your membership at WFCU. Your WFCU $5 membership makes you eligible for all the services offered at WFCU.

There are no access restrictions to your WFCU Share account, which makes it an ideal tool to place funds into for your basic savings needs, for overdraft protection, and for availability in the case of an emergency.

ATM Card

Wauna Federal Credit Union now offers ATM cards to members with a savings account! Your Wauna ATM card can be used at any ATM displaying the CO-OP, Plus, or Star logos. There are NO transaction fees for Wauna members at ATMs displaying the CO-OP logo!

Your ATM card can be used for the following:

  • Balance Inquiry
  • Cash Withdrawals
  • Deposits

With a Wauna Money Market Account you earn the highest dividends possible and still have the ability to withdraw without penalty on withdrawals over $100.

The tiered rate provides higher dividends for higher savings balances. Dividends are calculated on the daily balance and paid monthly.

You can use your Money Market account without making a trip to the credit union by writing up to three drafts monthly. There are also three (3) telephone transfers or three (3) pre-authorized transfers allowed a month and unlimited withdrawals over the counter for amounts of $100 or more without a penalty.

Certificate Accounts are available to fit your personal financial needs.

Minimum deposit requirements are low, making even small investments earn the highest possible dividends. Yet your investment and the dividends are guaranteed throughout the life of the term.

All funds on deposit at WFCU are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an insurance fund backed by greater reserve strength than all other financial institutions in America. The NCUSIF is administered by an agency of the Federal Government. Because WFCU is member-owned, profits go to the members. Savings and investment accounts have a tendency to provide a higher yield than most other institutions.

Open An Account

Opening a Wauna Certificate Account is simple and easy.

Visit a Branch
Just come in to your local branch to set up your new account.

Open an Account Online
Log into Online Banking to open any secondary savings account or Certificate Account. You must already have an initial savings account in order to open a secondary savings account.

Or call 800-773-3236 (toll-free) for more information.

Individual Retirement Account (IRA)

No matter at what age you make IRA contributions, you could receive valuable tax deductions each year. Even if you are unable to receive a tax deduction on your annual contributions, an IRA is still a great benefit to you because in some cases you are not taxed on the earnings until you withdraw the funds. This makes non-deductible IRAs preferable to some other types of investments. All IRA accounts are federally insured to $250,000 in the aggregate. This is a separate coverage from the normal $250,000 on all other deposit accounts.

WFCU offers the following IRA accounts to our members (click the links for brochures for each):

Additional IRA and retirement information brochures:

Wauna Federal Credit Union is also pleased to offer these services as privileges of membership:

  • FREE Automated Teller Machine (ATM) access at six locations
    • 101 Truhaak Street, Clatskanie
    • Westmart Grocery, Westport
    • 107 S Hwy 101, Warrenton
    • 100 Columbia Street, Astoria
    • 622 Bridge Street, Vernonia
    • 500 N Columbia River Hwy, St Helens
  • American Express Travelers Cheques
  • Amortization Charts
  • Card Lamination
  • Commercial Money Orders (Western Union)
  • Fax Transmissions
  • Foreign/International Drafts
  • Notary Service (no fee)
  • Money Orders
  • Photocopies
  • Safe Deposit Boxes
  • Wires (Domestic & Foreign)
  • Insurance Products
  • Free Legal Consultations & Discounted Legal Services
  • Costco Membership
  • Discount Travel Program
  • Mechanical Breakdown Insurance (similar to manufacture extended warranty)

For Details on any of the above products/services, please e-mail, phone, or stop by the branch nearest you.