Financial Education

Wauna Federal Credit Union is also excited to announce their partnership with BALANCE Financial Fitness Program.

Services include money management, housing counseling, a debt repayment plan, credit report review, and a toll-free information line - all free to WFCU members. Rising consumer debt, ever-increasing numbers of bankruptcy filings, and growing numbers of predatory financial services have resulted in a greater need for comprehensive financial education and counseling from a trusted resource. Proactive money management and debt related services have the power to offset bankruptcies and prepare members for financial goals that involve mortgage and investment products available through the credit union.

For BALANCE financial guidance, click here or call 888.456.2227

For Balance Track financial education, click here or call 888.456.2227

Insurance Products

If you are interested in any of the below insurance products, stop by or call a branch today!

AD & D Insurance

Hartford Insurance

WFCU provides $1,500 AD&D coverage as a free option with each new membership (ages 18 and older). The member must complete the Accident Insurance Enrollment Form in their New Accounts packet, as enrollment is not automatic. Additional individual and/or family coverage is available in $10,000 increments, and is automatically deducted from the member’s share or draft account each quarter. The quarterly fee depends on the amount of coverage and type of plan. Members can call 800-252-2148 for more information.

Share Club

Share Club membership offers a $10,000 Accidental Death & Dismemberment Insurance Plan that covers the policyholder anytime, anywhere, for loss resulting from injury covered under the policy.

Share Club also offers a Common Carrier Benefit of $100,000. This covers for loss of life due to an injury while the policyholder is (a) a passenger on, boarding, or alighting from a Common Carrier; or (b) traveling directly to or from an airport immediately before departure or after arrival of the scheduled aircraft or military transport aircraft; or (c) struck by an aircraft.

The member must be a Share Club member and complete the Share Club Application to apply for these insurance plans.

VISA Classic Common Carrier

Visa Classic cardholders are eligible for up to $250,000 Common Carrier AD&D coverage according to the following policy: A Covered Trip means a trip (a) while the Covered Person is riding on a Common Carrier as a passenger (not as a pilot, operator or crew member); and (b) charged to the Covered Person’s eligible credit card; and (c) begins and ends at the places designated on the ticket purchased for the trip.

There is no additional application or enrollment form. The insurance is given to the member when their Visa is approved.

Life Insurance

MembersCONNECT

Members Whole Life insurance is offered through CUNA Mutual in coverage amounts from $1,000 to $10,000.

Term insurance is offered in coverage amounts from $25,000 to $1 million, for ages 50 – 69.

Guaranteed Level Term Life is offered to members aged 50 – 69, with guaranteed acceptance. Coverage amounts range from $788 to $16,422.

Underwritten Level Term Life is offered to members aged 50 – 69 in a simplified underwritten plan, with coverage from $813 to $15,600.

A member can call a toll-free number (1-877-636-2377) for free rate quotes.

HAP

Hartford Insurance

Hospital Accident Protection is designed to defray the high cost of hospitalization as a result of an accident. To enroll, members can call (800) 860-7098. Once enrolled, members will receive an insurance certificate.

The HAP plan provides cash benefits to participating members for each day they are hospitalized (up to one-year). There are two levels of benefits - $100 per day or $200 per day, amounts that are doubled if the hospital stay is in intensive care. The daily benefit is also payable for emergency room visits.

Family coverage is available that protects the other family members for various amounts, depending on the family structure.

Coverage is for covered accidents only; hospitalization due to sickness/disease is not covered.

Supplemental Insurance

AFLAC

David Reid, District Sales Coordinator, offers Supplemental Insurance products to credit union members. He can be reached at 503-338-2909.

This coverage can help bridge the gap in coverage that a major medical plan may not cover. The benefits are offered through Aflac. The coverage is available for individuals or families.

All of the policies will pay cash directly to the member, above and beyond any type of medical insurance that they already have in place.

MEDIX of Clatsop County

MEDIX of Clatsop County is offering a $4 discount on your annual Life Care and Life Flight Membership. This offer is only good for Wauna Federal Credit Union members in Clatsop County. For more information, call MEDIX of Clatsop County at 503-861-5566 or pick up a brochure at our Astoria and Warrenton branches.

Homeowner Insurance

MembersCONNECT

Members Homeowners Insurance covers a broad range of policies from single-family homes, condominiums, tenants (renters), mobile homes, seasonal/vacation homes, boats and motor homes. Identity theft coverage is available as well. A member can call a toll-free number (1-888-380-9287) for free rate quotes.

Auto Insurance

Members

Members Automobile Insurance is offered to WFCU’s membership through CUNA Mutual Insurance Agency, Inc. A member can call a toll-free number (1-888-380-9287) for free rate quotes.

Credit Life and Credit Disability

Allied Solutions

Both insurance products are only available for loan coverage. Members need to approve this coverage with a loan officer at the time of loan origination. Restrictions apply to these policies.

The rates based on the dollar amount and number of signers on the loan. The premiums are added to the loan monthly based on the loan balance and are included in the monthly payment. The maximum amount of life insurance is $75,000.

Mechanical Breakdown Insurance and Guaranteed Auto Protection (GAP)

Allied Solutions

Mechanical Breakdown Insurance is offered to our members to provide for repairs to a covered vehicle. The year, make, model and mileage of the vehicle will determine whether it qualifies and whether the coverage is the new or used policy. These criteria also determine the cost and term of the policy.

Guaranteed Auto Protection protects the member against financial loss in the event that a vehicle is damaged beyond repair or stolen. If the loan balance is higher than the actual value of the vehicle, the member is liable to pay the difference between the insurance settlement and the amount owed to the credit union. GAP insurance will cover the difference for the member.

The brochures and forms needed are available from any Loan Officer.

Share Insurance

NCUSIF

The National Credit Union Share Insurance Fund (NCUSIF) insures Credit Union share accounts in the event the Credit Union becomes insolvent. Each member’s interest in all qualifying accounts will be aggregated and insured to a maximum of $100,000 on all accounts except IRA accounts which are insured up to $250,000. Joint accounts are insuranced up to $100,000 for each account holder.

Legal Services

Legal Access Plans, LLC

Discounted Legal Services. When calling, use Member Access Number: 60470128

Vacation Discounts

Get Away Today Vacations

Discounted vacation to Disney Land offered to our members. A portion of all vacations booked goes to Credit Unions for Kids, a non-profit program to children's hospitals in the Pacific Northwest. Get Away Today.

Discounted Check Orders

Harland Clarke has partnered with Wauna Federal Credit Union to offer you low cost check re-order fee.

Retail Membership Discounts

CU Wireless

Cost effective discount cell phone plans for WFCU members

Anytime Fitness
Fitness club memberships at discount prices for WFCU members

Costco Membership

Members of Wauna Federal Credit Union have the option of joining Costco at a discounted rate. Call your branch for details.

Join Today