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Checking

iChecking | Premier Checking | Classic Checking | Check Cards/ATM Cards | Checking Benefits | Current Rates | Order Checks

Wauna offers attractive Checking account options.

You may choose either iCHECKING, PREMIER CHECKING, our dividend earning account, or save big each month with free CLASSIC CHECKING. Select an account below that best meets your checking needs.

Click here to re-order checks.

There is no monthly fee or transaction fee and members will receive a dividend even if they don't meet the monthly requirements.

WFCU's IChecking account is a high dividend earning account when members meet 4 monthly requests.

The monthly requests are:

• Active enrollment in e-Statements
• Login to Online Banking at least once a month
• Make one electronic deposit or withdrawal each month
• Make at least 12 cleared debit card transactions each month

All members will receive the high dividend rate on balances up to $25,000 the very first month they sign up regardless of whether or not they meet the requirements. After the first month, members who do not meet the requirements will receive a dividend on their balances for that month. You always have a chance to start over and meet the requirements the very next month, and you never pay a maintenance fee no matter what happens.

WFCU's Premier Checking account is a "dividend earning" account.

There is no monthly fee or transaction fee if the minimum balance is maintained, and WFCU will pick up the tab on standard check order purchases. Basically, if you maintain the minimum balance requirement you have a "FREE" dividend-earning checking account.

WFCU's free Classic Checking account provides complete checking services with no fees.

The only cost you incur is the purchase of the checks (but we've got great prices on them too).

Wauna Federal Credit Union's "Check Card" is the Checkbook of the the new millennium.

It offers convenience and safety. The Check Card provides you with access to the funds in your Draft/Checking account 24 hours a day, 365 days a year. It is fast, easy to use, and ideal for everyday purchases. It offers the convenience of plastic versus carrying a bulky checkbook or a lot of cash.

Frequently Asked Questions

CHECK CARD BENEFITS

SAVES TIME

• No checks to write
• Accepted where checks are not
• Access to ATMs Worldwide
• Faster & easier than writing a check (No ID required)
  

SAVES MONEY

• NO Annual fees
• NO ID required
• NO checks to write.
• NO transaction fees (at WFCU and over 25,000 CO-OP Network ATM Machines in the US and Canada)
• Less checks to purchase

SECURITY

• Much safer than carrying cash
• Security Code assigned to have access

Automated Teller Machines (ATMs)

The Check Card provides you with access to the funds in your Draft/Checking account in any ATM location worldwide that displays either a CO-OP (free ATM network in the US and Cananda of over 25,000 cash machines), Star, PLUS, or Visa Network logo. It's easy to use; just insert your card, enter your PIN, select the Account Type (Checking or Savings), enter the dollar amount wanted, verify the dollar amount, and the ATM will disburse the cash you requested up to $300.00 per day, 7 days a week.

Point of Sale (POS) Machines

The Check Card provides you access to your Draft/Checking Account through any Interlink/Visa Point of Sale machines. Point of Sale machines look similar to an ATM machine, but are located at Grocery Stores and Gas Stations, etc. and display the Interlink/Visa logos. To make your purchase, simply swipe your "Check Card", enter your PIN, elect whether you wish to receive cash back or not, verify the dollar amount, and you're done. Your purchase is made and your cash back will be given to you (if elected).

Interlink merchant directory

VISA Merchants

The Check Card is accepted at any merchant displaying the VISA logo. The sales clerk will process your purchase transaction and provide you with a sales draft to sign. Sign the draft and the transaction is completed. The funds will be automatically deducted from your Draft/Checking account.

American Express Travelers Cheque Machines

You also have the capability to purchase American Express Travelers Cheques through an American Express Travelers Cheque Machine with your Check Card. (American Express will charge a 1% of purchase fee for these transactions.)

As you probably already noticed, WFCU's Check Card provides you with additional accessibility to your WFCU Draft/Checking Account with much more convenience.

Apply Now

Applying for a Wauna Check Card is simple and easy.
Just call 800-773-3236 (toll-free) or visit your local branch.

ALL of the following features are available with our checking accounts, and are absolutely FREE.

Phone Banking

Free, automated access to your accounts, via a touch-tone phone -- available 24/7.
Learn more

Online Banking

Online Banking is free and provides you 24/7 secure account access.
Learn more

Check Cards

Use it to access your checking account at ATMs, Point of Sale machines, and at any merchant worldwide that accepts VISA.
Learn more

Free Internet Bill Payment

This optional feature within Online Banking lets you pay your bills online.
Learn more

Additional Free Benefits

• Overdraft Transfer Protection
• Duplicate Checks
• Unlimited Check Writing
• NCUA Deposit Insurance
• Monthly Itemized Statement
• Free Internet Bill Payment

Re-Order Checks Online

Order new checks conveniently online. You can also call their toll free line (800) 355-8123. Order Checks Here

Courtesy Pay

Checking overdrafts occasionally happen, which is why we developed the Courtesy Pay service. Courtesy Pay is an overdraft protection plan that we extend to our members created to provide you with peace of mind when life gets hectic and you accidentally "bounce" a check. As one of the benefits of being a Wauna Federal member, you get the satisfaction of knowing that your checking account will automatically be covered if an insufficient funds situation should occur. And, you can be confident that we will adjust your checking account funds automatically to cover any outstanding checks.

There is no monthly fee or loan interest to pay. It's simple and convenient and best of all, you only pay for the service when and if you need it.

Wauna Federal members with checking accounts in good standing are automatically covered by Courtesy Paye. Isn't it nice to know that it will be there, whether or not you ever need it? So, relax, with Courtesy Pay, you have one less thing to worry about.

To find out more about this great service call the branch nearest you or contact us by e-mail.

Discount Booklets / Savers Club Book

By being a member of the Share Club, you can add even more outstanding benefits to your Premier Checking account. You will receive a WFCU Discount Booklet and Savers Club Book annually, which offers hundreds of dollars in coupon discounts. In addition to the discount savings, you receive Accidental Death & Dismemberment insurance coverage, Common Carrier Travel Accident AD&D insurance coverage, lodging discounts, pharmacy discounts, vision & prescription discounts, Payment Card Protection, and much more. There is a low monthly membership fee for this service. However, with all the benefits you receive, it is a terrific value. Click here to learn more.