Member Benefits
Financial Education
Wauna Federal Credit Union is also excited to announce their partnership with BALANCE Financial Fitness Program.
Services include money management, housing counseling, a debt repayment plan, credit report review, and a toll-free information line – all free to WFCU members. Rising consumer debt, ever-increasing numbers of bankruptcy filings, and growing numbers of predatory financial services have resulted in a greater need for comprehensive financial education and counseling from a trusted resource. Proactive money management and debt related services have the power to offset bankruptcies and prepare members for financial goals that involve mortgage and investment products available through the credit union.
For BALANCE financial guidance, click here or call 888.456.2227
For Balance Track financial education, click here or call 888.456.2227
Insurance Products
If you are interested in any of the below insurance products, stop by or call a branch today!
Supplemental Insurance
AFLAC
David Reid, District Sales Coordinator, offers Supplemental Insurance products to credit union members. He can be reached at 503-338-2909.
This coverage can help bridge the gap in coverage that a major medical plan may not cover. The benefits are offered through Aflac. The coverage is available for individuals or families.
All of the policies will pay cash directly to the member, above and beyond any type of medical insurance that they already have in place.
MEDIX of Clatsop County
MEDIX of Clatsop County is offering a $4 discount on your annual Life Care and Life Flight Membership. This offer is only good for Wauna Federal Credit Union members in Clatsop County. For more information, call MEDIX of Clatsop County at 503-861-5566 or pick up a brochure at our Astoria and Warrenton branches.
Credit Life and Credit Disability
Allied Solutions
Both insurance products are only available for loan coverage. Members need to approve this coverage with a loan officer at the time of loan origination. Restrictions apply to these policies.
The rates based on the dollar amount and number of signers on the loan. The premiums are added to the loan monthly based on the loan balance and are included in the monthly payment. The maximum amount of life insurance is $75,000.
Mechanical Breakdown Insurance and Guaranteed Auto Protection (GAP)
Allied Solutions
Mechanical Breakdown Insurance is offered to our members to provide for repairs to a covered vehicle. The year, make, model and mileage of the vehicle will determine whether it qualifies and whether the coverage is the new or used policy. These criteria also determine the cost and term of the policy.
Guaranteed Auto Protection protects the member against financial loss in the event that a vehicle is damaged beyond repair or stolen. If the loan balance is higher than the actual value of the vehicle, the member is liable to pay the difference between the insurance settlement and the amount owed to the credit union. GAP insurance will cover the difference for the member.
The brochures and forms needed are available from any Loan Officer.
Share Insurance
NCUSIF
The National Credit Union Share Insurance Fund (NCUSIF) insures Credit Union share accounts in the event the Credit Union becomes insolvent. Each member’s interest in all qualifying accounts will be aggregated and insured to a maximum of $250,000 on all accounts except IRA accounts which are insured separately from other account types, up to $250,000. Joint account types are insured up to $250,000 in the aggregate for each member.
Click the link below to access the official National Credit Union Administration (NCUA) electronic share insurance calculator to help determine your coverage.
Notice of Changes in Temporary NCUA Insurance Coverage For Transaction Accounts
All funds in a “noninterest-bearing transaction account” are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules.
The term “noninterest-bearing transaction account” includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (“NOW”) account, money-market deposit account, and Interest on Lawyers Trust Account (“IOLTA”), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.
Legal Services
Legal Access Plans, LLC
Discounted Legal Services. When calling, use Member Access Number: 60470128
Vacation Discounts
Get Away Today Vacations
Discounted vacation to Disney Land offered to our members. A portion of all vacations booked goes to Credit Unions for Kids, a non-profit program to children’s hospitals in the Pacific Northwest. Get Away Today.
Discounted Check Orders
Harland Clarke has partnered with Wauna Federal Credit Union to offer you low cost check re-order fee.
Retail Membership Discounts
- CU Wireless – Cost effective discount cell phone plans for WFCU members
- Anytime Fitness – Fitness club memberships at discount prices for WFCU members.
